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Thank you for providing your details.Emirates Islamic Barça Cashback Credit Card
Barça Cashback Credit Card
Features
- Earn 4% cashback on eligible supermarket purchases in the UAE, capped at AED 100 per month.
- Get 4% cashback on eligible dining transactions, capped at AED 100 per month.
- Earn 4% cashback on eligible fuel purchases in the UAE, capped at AED 100 per month.
- Receive 4% cashback on eligible sports purchases, capped at AED 100 per month.
- Get up to 2% cashback on eligible international spending, with no monthly cashback cap.
- Earn up to 1% cashback on other eligible domestic purchases, with no monthly cashback cap.
- Receive 0.25% cashback on specified categories, including utilities, education, insurance, real estate, automobiles and telecommunications.
- Qualify for cashback with a minimum monthly spending of AED 1,000.
- Enjoy a lifetime-free credit card with no annual fee. Redeem cashback through Emirates Islamic Online Banking or the EI+ Mobile Banking App. Get opportunities to win FC Barcelona match tickets, signed jerseys and exclusive club experiences. Access cinema cashback and complimentary valet parking, subject to applicable spending requirements. Benefit from purchase protection and extended warranty on eligible purchases. Access balance transfer, Cash on Call and easy payment plan facilities. Apply for up to four supplementary credit cards for family members.
Required Documents
- Applicants may be asked to provide the following documents when applying for the credit card:
- Valid Emirates ID.
- Passport copy and UAE residence visa for expatriates.
- Salary certificate or salary transfer letter.
- Recent bank statements or salary slips, if required by the bank.
- The final document requirements are subject to the bank's application and verification process.
Main Benefits
- Cashback on everyday purchases: Earn cashback on eligible supermarket, dining, fuel and sports spending, helping cardholders get rewards on regular purchases.
- International spending rewards: Receive cashback on eligible international transactions, making the card useful for purchases made outside the UAE.
- FC Barcelona privileges: Get opportunities to win match tickets, signed jerseys, official merchandise and exclusive experiences, including training-ground access and meet-and-greets.
- No annual membership fee: Hold the credit card without paying an annual membership fee.
- Easy cashback redemption: Redeem accumulated cashback through Emirates Islamic Online Banking or the EI+ Mobile Banking App.
- Cinema benefits: Receive cashback on eligible cinema ticket purchases, subject to the bank's monthly spending requirements and cashback limits.
- Valet parking: Access complimentary valet parking at selected UAE locations, subject to applicable spending conditions.
- Purchase protection: Get additional protection on eligible purchases made using the credit card.
- Extended warranty: Extend the manufacturer's warranty on eligible purchases by up to one additional year.
- Flexible payment options: Use balance transfer and easy payment plan facilities to manage eligible outstanding payments.
- Supplementary cards: Apply for up to four supplementary cards for family members, with eligible cashback credited to the primary cardholder's account.
Frequently Asked Questions
Q. What is the cashback rate on the Emirates Islamic Barça Cashback Credit Card?
A. The card offers 4% cashback on eligible supermarket, dining, fuel and sports purchases, with a maximum of AED 100 per category per month. Cardholders can also earn up to 2% on eligible international spending and up to 1% on other domestic purchases.
Q. Is the Emirates Islamic Barça Cashback Credit Card free for life?
A. Yes. The card has no annual membership fee for as long as the cardholder holds it.
Q. What is the minimum monthly spending required to earn cashback?
A. Cardholders must spend at least AED 1,000 per month to qualify for the cashback programme.
Q. What is the interest rate on the Emirates Islamic Barça Cashback Credit Card?
A. The monthly interest rate is 3.69%, equivalent to an Annual Percentage Rate (APR) of 44.28%.
Q. What is the foreign currency transaction fee?
A. The foreign currency transaction fee is 2.34% of the applicable transaction amount.
Q. How can cardholders redeem their cashback?
A. Cardholders can redeem accumulated cashback through Emirates Islamic Online Banking or the EI+ Mobile Banking App.
Q. Does cashback earned on the Barça Cashback Credit Card expire?
A. Yes. Cashback expires two years after the date it is earned. Cardholders should redeem their accumulated cashback before the expiry date.
Q. Can supplementary cardholders earn cashback?
A. Yes. Up to four supplementary credit cards are available for family members. Cashback earned through supplementary card spending is credited to the primary cardholder's account.
Q. What FC Barcelona benefits are available with this credit card?
A. Cardholders get opportunities to win FC Barcelona match tickets, signed jerseys, official merchandise and exclusive club experiences.
Q. Which transactions are not eligible for cashback?
A. Balance transfers, cash advances, fees and charges are excluded from the cashback programme.
Get in touch with Emirates Islamic Customer Care
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