Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates Islamic Skywards Black Credit Card

Emirates Islamic Bank

Skywards Black Credit Card

Emirates Islamic Skywards Black Credit Card
Profit Rate

3.25%

Minimum Salary

AED 25K

Fx Rate

2.34%

Annual Fee

AED 4K

Balance Transfer

Yes

Cashback

No

Emirates Islamic Skywards Black Credit Card
interest rate

3.25%

Profit Rate

min salary

AED 25K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 4K

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Exclusive travel rewards are provided
  • Can convert payments to 0% EPP
  • Can avail balance transfer facility
  • A minimum salary of AED 25000 is needed
  • An annual fee of AED 4000 is charged

Main Benefits

  • Get 3.5 Skywards Miles per 1 USD spent at Emirates and flyDubai
  • Get upto 2 Skywards Miles per 1 USD spent on international expenses
  • Get upto 1.5 Skywards Miles per 1 USD spent on local purchases
  • Get complimentary Emirates Silver Tier Membership and can be upgraded to gold tier on spending AED 5500 with Emirates
  • Get 25% OFF on Emirates Skywards ‘Buy Miles’ and ‘Gift Miles’
  • Free unlimited access to airport lounges worldwide and one guest can be accompanied
  • Get 4 free airport transfers facility per year
  • Get 4 “Buy 1 Get 1 Free” offer on movie tickets
  • Get free unlimited access to selected Golf clubs on weekends and weekdays
  • Get 50% off on domestic airport transfers
  • Get free valet parking 3 times a month
  • Get Purchase Protection and Multi-Trip Travel Insurance
  • Avail exclusive benefits and discounts from Visa Infinite
  • Make purchases on emirates.com and convert to 0% Easy Payment Plan for 3 months

Frequently Asked Questions

Q. What are the charges on additional usage of valet parking?

A. AED 80 is charged on valet parking after the free usage of valet parking.

Q. Is there any profit charged on the balance transfer?

A. No. There is no profit charged on the balance transfer.

Q. Can we earn miles on supplementary cards?

A. Yes. Miles earned on supplementary cards will be added to the primary card.

   Get in touch with Emirates Islamic Customer Care

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