Last Updated on 13 February 2023
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Emirates Islamic Flex Card
- Exclusively designed to offer customers travel, shopping and lifestyle benefits.
- You can redeem points points from 300 airlines and 180,000 hotels.
- Make any purchase with your Elsmartmiles
- Shop for fashion, electronics, home decor without leaving your home with our online market place.
- Earn EI SmartMiles on all your domestic and international spends
- Forex rate stands at 2.34%
- You get a repayment period of 55 days.
- You need to do a minimum payment of 5% of outstanding amount every month.
- You need a minimum salary of AED 5000.
- You can transfer your balance at 0% for 6 months with 2% processing fee.
- There is a 5% minimum payment required every month.
- There is no annual fee on this card.
- You can use your EI SmartMiles to shop with the 'Instant Purchase' feature.
- Complimentary unlimited access to over 1000 airport lounges worldwide.
- unlimited miles and redeem with no blackout dates.
- Get fabulous shopping discounts at partner outlets
- Up to 2 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week.
- Get a 15% discount on Emaar Entertainment Attractions.
- Exchange your EI Smart Miles from our partners’ loyalty programmes with Etihad Guest, Emirates Skywards, Etisalat Smiles, Upoints By Emaar, Avios with Qatar Airways Privilege Club and InterMiles.
- 10,000 EI SmartMiles = 1,500 Etihad Guest Miles
- 20,000 EI SmartMiles = 4,000 InterMiles .
- 10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
- 10,000 EI SmartMiles = 1,750 Avios
- 6,500 EI SmartMiles = 1,000 Upoints By Emaar
- 7,500 EI SmartMiles = 5,000 Etisalat Smiles
- Welcome bonus of up to 10,000 EI SmartMiles.
- For every AED 1 spent locally earn 1.25 EI SmartMiles.
- For every AED 1 spent internationally earn 2.25 EI SmartMiles.
- You can redeem at over 300 airlines and 180,000 hotels and car rentals.
- EI SmartMiles can be exchanged for frequent flyer programmes such as Etihad Guest and JetPrivilege.
Frequently Asked Questions
⭐ Is the Card Shari'a Compliant?
A. Rewards Flex Card is fully compliant with the Shari'a principles.The card does not charge any interest to customers.
⭐ Are they any charges on the supplementary cards?
A. No, they aren't any charges on this card.
⭐ Can I withdraw cash with my credit card?
A. You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.
⭐ What are the payment options on this card.?
A. Cheque Payments,Exchange Houses,Pay Bills Online,Online Auto Payment Facility,Cash At Counter and Cash Deposit Machines.
Get in touch with Emirates Islamic Customer Care
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