Emirates Islamic Flex Elite Card

Last Updated on 24 July 2020

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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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Emirates Islamic Bank

Flex Elite Card

Emirates Islamic Flex Elite Card
Profit Rate

3.49%

Minimum Salary

AED 5K

Fx Rate

2.34%

Annual Fee

AED 700

Balance Transfer

Yes

Cashback

No

Emirates Islamic Flex Elite Card
interest rate

3.49%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 700

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

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Features

  • Exclusively designed to offer customers travel, shopping and lifestyle benefits.
  • You can redeem points points from 300 airlines and 180,000 hotels.
  • Make any purchase with your Elsmartmiles
  • Shop for fashion, electronics, home decor without leaving your home with our online market place.
  • Earn EI SmartMiles on all your domestic and international spends.
  • Forex rate stands at 2.34%
  • You get a repayment period of 55 days.
  • You need to do a minimum payment of 5% of outstanding amount every month.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at 0% for 6 months with 2% processing fee.
  • There is a 5% minimum payment required every month.
  • AED 700 is charged as annual fee on this card.

Main Benefits

  • You can use your EI SmartMiles to shop with the 'Instant Purchase' feature.
  • Complimentary unlimited access to over 750 airport lounges worldwide.
  • Get 50% off on 4 airport transfers with Careem
  • Unlimited miles and redeem with no blackout dates.
  • Free valet parking.
  • experience with Visa Paywave technology.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
  • This card also provides global concierge service.
  • Avail free valet parking with this card.
  • Exchange your EI Smart Miles from our partners’ frequent flyer miles programmes with Etihad Guest and JetPrivilege.
  • 10,000 EI SmartMiles= 2,500 Etihad Miles
  • 20,000 EI SmartMiles = 4,000 JP Miles.
  • Welcome bonus of up to 75,000 EI SmartMiles.
  • For every AED 1 spent locally earn 2.5 EI SmartMiles.
  • For every AED 1 spent internationally earn 3.75 EI SmartMiles.
  • You can redeem at over 300 airlines and 180,000 hotels and car rentals.
  • EI SmartMiles can be exchanged for frequent flyer programmes such as Etihad Guest and JetPrivilege.

Frequently Asked Questions

⭐ Can I access airport lounge with this card?

A. Yes, you can access airport lounges with this card.

⭐ How many times can I access airport lounges in a year?

A. You can access airport lounges for unlimited times in a year.

⭐ If there is another passenger travelling with me, does he/she has to pay any amount to access airport lounges?

A. You and one another passenger can access airport lounges for multiple times.

⭐ Do we get travel insurance with this card?

A. Yes you get travel insurance along with a certificate on this card.

⭐ How many times can I avail Valet parking with this card?

A. You can avail valet parking for two times with this card in a calendar month

   Get in touch with Emirates Islamic Customer Care

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