Emirates Islamic Flex Elite Card

Last Updated on 07 February 2019

ADIB Smart Account
Emirates Islamic Bank

WarningMessage This product is valid by the Bank

interest rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 8K

fx rate

Fx Rate

2.34%

annual fee

Annual Fee

AED 700

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

min salary

AED 8K

Minimum Salary

fx rate

2.34%

Fx Rate

annual fee

AED 700

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

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Features

  • Exclusively designed to offer customers travel, shopping and lifestyle benefits.
  • You can redeem points points from 300 airlines and 180,000 hotels.
  • Make any purchase with your Elsmartmiles
  • Shop for fashion, electronics, home decor without leaving your home with our online market place.
  • Earn EI SmartMiles on all your domestic and international spends.
  • Forex rate stands at 2.34%
  • You get a repayment period of 55 days.
  • You need to do a minimum payment of 5% of outstanding amount every month.
  • You need a minimum salary of AED 8000 to avail this card.
  • You can transfer your balance at 0% for 6 months with 2% processing fee.
  • There is a 5% minimum payment required every month.
  • There is an annual fee of AED 700 on this card.

Main Benefits

  • You can use your EI SmartMiles to shop with the 'Instant Purchase' feature.
  • Complimentary unlimited access to over 750 airport lounges worldwide.
  • unlimited miles and redeem with no blackout dates.
  • Free valet parking.
  • experience with Visa Paywave technology.
  • Receive discounts up to 30% at various restaurants.
  • Get fabulous shopping discounts at partner outlets.
  • This card also provides global concierge service.
  • Avail free valet parking with this card.
  • exchange your EI Smart Miles from our partners’ frequent flyer miles programmes with Etihad Guest and JetPrivilege.
  • 10,000 EI SmartMiles= 2,500 Etihad Miles
  • 20,000 EI SmartMiles = 4,000 JP Miles.
  • Welcome bonus of up to 75,000 EI SmartMiles.
  • For every AED 1 spent locally earn 2.5 EI SmartMiles.
  • For every AED 1 spent internationally earn 3.75 EI SmartMiles.
  • You can redeem at over 300 airlines and 180,000 hotels and car rentals.
  • EI SmartMiles can be exchanged for frequent flyer programmes such as Etihad Guest and JetPrivilege.

Frequently Asked Questions

Q. Can I access airport lounge with this card?

A. Yes, you can access airport lounges with this card.

Q. How many times can I access airport lounges in a year?

A. You can access airport lounges for unlimited times in a year.

Q. If there is another passenger travelling with me, does he/she has to pay any amount to access airport lounges?

A. You and one another passenger can access airport lounges for multiple times.

Q. Do we get travel insurance with this card?

A. Yes you get travel insurance along with a certificate on this card.

Q. How many times can I avail Valet parking with this card?

A. You can avail valet parking for two times with this card in a calendar month

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