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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.FAB ADNOC Rewards Credit Card
ADNOC Rewards Credit Card
Features
- Massive Rewards on Fuel: You will earn 150 ADNOC Rewards points for every Dirham you spend at ADNOC stations. That is equal to getting 15% value back on your fuel, car wash, and convenience store purchases. To unlock this high rate, simply spend a total of AED 3,000 on your card each month. You can earn up to AED 150 worth of points on fuel monthly.
- Savings on Commuting: Your daily commute pays you back. Earn 30 ADNOC Rewards points (3% value back) for every Dirham spent on SALIK, DARB tolls, and Mawaqif parking. This benefit also kicks in once you hit that AED 3,000 monthly spend target, with a monthly cap of AED 100 worth of points.
- Rewards on Groceries: Grocery runs are more rewarding too. You earn 10 ADNOC Rewards points (1% value back) per Dirham at supermarkets once you meet the monthly spend requirement. This category is capped at AED 100 worth of points per month.
- Everyday Spending: For everything else you buy in the UAE, you earn 10 points per Dirham. If you are traveling or shopping internationally, that doubles to 20 points per Dirham.
- Bill Payments: Even your routine payments like school fees, utilities, and insurance earn you rewards at a rate of 1.5 points per Dirham.
- Welcome Bonus: Start off strong with 300,000 ADNOC Rewards points (worth AED 300) guaranteed just for signing up and paying the annual fee.
- Spend Rule: Remember, to get the high 15% and 3% reward rates, your total spending on the card needs to be at least AED 3,000 in that month.
- Salary Requirement: You need a minimum monthly salary of AED 5,000.
- Annual Fee: The card has an annual fee of AED 300.
Required Documents
- Emirates ID: Original required for verification.
- Identification: Passport copy and Residence Visa (for UAE residents).
- Income Proof: Salary certificate or bank statement showing a minimum salary credit of AED 5,000.
Main Benefits
- Instant Gold VIP Status: Skip the line and get fast-tracked to ADNOC Rewards Gold Membership for your first year. This means you get 50% off coffee, 35% off car washes, and 12% off lube changes right away.
- Travel Like a VIP: Your card is your ticket to over 1,300 airport lounges worldwide. Just use the Mastercard Travel Pass app to enter for free.
- Movie Nights for AED 20: Catch the latest blockbusters for less. You can buy two standard tickets for just AED 20 each every month at Reel Cinemas and Cine Royale, plus get 20% off your popcorn and drinks.
- Mastercard Perks: Enjoy a suite of premium travel and hotel offers exclusive to World Mastercard holders.
Frequently Asked Questions
Q. What are my points actually worth?
A. It's simple math: 1,000 Points equals AED 1. So, your 300,000 point welcome bonus is like getting AED 300 in cash value.
Q. What happens if I don't spend AED 3,000 in a month?
A. If you have a quiet month and don't hit the AED 3,000 target, don't worry—you still earn points, just not at the super-high boosted rates for fuel and transport. You'll qualify again as soon as your spending goes back up the next month.
Q. Does this card cover car washes?
A. Yes! Not only do you earn 150 points per Dirham when you pay for a wash at ADNOC, but your Gold Membership also gives you an instant 35% discount on car wash vouchers.
Q. How do I get into the airport lounge?
A. Forget carrying a separate card. Just download the Mastercard Travel Pass app, register your FAB card, and show the QR code on your phone at the lounge reception.
Q. Do I earn points on school fees?
A. Yes, you do. Payments for education, government services, and utilities (like DEWA) earn rewards at a rate of 1.5 points per Dirham.
Q. How do I claim the cinema offer?
A. There are no coupons to print. Just use your FAB ADNOC Rewards card when buying tickets at Reel Cinemas or Cine Royale, and the price will automatically drop to AED 20 for your first two standard tickets each month.
Get in touch with FAB Customer Care
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