Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Rewards Active Credit Card
Rewards Active Credit Card
Features
- Wearable Fitness & Payment Ring: A unique fitness ring provided free for life (one per primary cardholder). It links to your card for contactless payments and tracks your health data via the Tappy Pay app.
- Step-Based Rewards: Earn 25 FAB Rewards for every 1,000 steps daily using the STEPPI app. (Minimum 6,000 steps required; capped at 10,000 steps/day).
- Sports Spending Rewards: Earn 5 FAB Rewards for every AED 1 spent on sports activities, including golf, swimming, sports apparel, and sporting camps.
- Everyday Rewards: Earn up to 2 FAB Rewards for every AED 1 spent on non-sports purchases in the UAE and abroad. (Note: Selected categories earn 0.5 FAB Rewards per AED 1).
- Lionel Messi Virtual Card: A limited-edition, animated virtual card design available in the FAB Mobile app. (Apple/Google Wallets display a still version; physical card is the classic design).
- Minimum Monthly Salary: AED 5,000.
- Annual Fee: AED 300.
Required Documents
- Emirates ID: Original required for verification.
- Identification: Passport copy and Residence Visa (for UAE residents).
- Income Proof: Salary certificate or bank statement showing a minimum salary credit of AED 5,000.
Main Benefits
- Free Gym Access: Complimentary ADV+ membership giving you free access to over 25 gyms and fitness classes across the UAE.
- TOD Streaming: 3 months of free streaming for sports and entertainment. (Requires spending AED 3,000 in the first 30 days).
- Talabat Discount: Up to 20% off one food or grocery delivery per month with promo code MASTERCARD.
- Sun & Sand Sports: Up to 20% off online purchases.
- Dubai Holding Attractions: Unlimited discount of up to 50% at venues like Wild Wadi, Dubai Parks and Resorts, The Green Planet, and more.
- Emaar Attractions: Unlimited discount of up to 20% at venues like KidZania, Dubai Aquarium & Underwater Zoo, and The Storm Coaster.
- Airport Lounge Access: Free access to over 25 airport lounges globally, 4 times a year via Mastercard and DragonPass.
- Buyer’s Protection: Covers theft or accidental damage of purchases for up to 180 days (up to USD 2,000 per claim).
- Accident Care Plan: Coverage of up to AED 150,000 for unforeseen eventualities.
- Credit Shield: Covers your outstanding balance if you cannot make payments due to unforeseen events.
- Wallet Shield: Protects against fraudulent transactions on lost/stolen cards, stolen cash, and ID/key theft.
- Enhanced Security: Features Chip and PIN technology and One-Time Password (OTP) security for online transactions.
- Balance Transfers: Transfer outstanding balances from other UAE bank credit cards to your FAB card.
- Quick Cash: Get easy access to cash when you need it most.
- Easy Payment Plans: Convert large purchases into monthly installments with competitive rates.
- Standing Instructions (Recurring): Set up automatic payments for up to 20 recurring bills.
- Standing Instructions (One-Time): Make one-time payments to over 75 partners, including schools, utilities, and property maintenance.
- Bill Payments: Pay utility and credit card bills for free through FAB payment channels.
- Rewards Cap: Maximum 50,000 FAB Rewards per month.
Frequently Asked Questions
Q. How do I set up my fitness payment ring?
A. Download Tappy Pay via the FAB Mobile app to register your ring. This connects it to your card for payments and allows you to review fitness data in the Tappy app.
Q. How do I redeem the 3 months of free TOD streaming?
A. Spend AED 3,000 within the first 30 days of card issuance. You will receive an SMS voucher within 30 days of meeting this target, which you can redeem on the TOD website.
Q. How does the gym membership work?
A. You will receive a unique voucher code for ADV+ within one month of card activation. Use this code on the ADV+ website to activate your complimentary membership.
Q. What are the rules for earning rewards on steps?
A. You must link your activity to STEPPI via the FAB Mobile App. You start earning once you hit 6,000 steps in a day. Earnings are calculated at 25 Rewards per 1,000 steps, up to a maximum of 10,000 steps daily.
Q. Is the Lionel Messi design permanent?
A. No, it is a limited-time virtual card design. After the promotional period, the animated design in your app will automatically revert to the standard FAB design.
Q. Can I pay school fees or other bills with this card?
A. Yes, you can use the Standing Instruction service to make payments to over 75 partners, including school fees, insurance premiums, and property maintenance.
Get in touch with FAB Customer Care
