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Thank you for providing your details.Mashreq Noon Credit Card
Noon Credit Card
Features
- Earn 5% cashback on eligible purchases made through noon, noon Food and noon Minutes.
- Earn 5% cashback on eligible purchases through noon supermall, NowNow and Namshi.
- Earn 1% cashback on all other eligible purchases.
- Earn 0.33% cashback on eligible government payments, utilities, education, charity, fuel, rental and telecom purchases.
- Receive a welcome bonus of AED 500 for new Mashreq credit card customers who spend AED 5,000 or more within the first two months after card issuance.
- Existing Mashreq credit card customers can receive a welcome bonus of AED 100 after spending AED 5,000 or more within the first two months.
- Enjoy unlimited free next-day delivery across the UAE on noon Express orders.
- Get an instant digital credit card that is ready to use without waiting for physical card delivery.
- Receive 50% off Deluxe-Plus seats at Cinepolis, for up to 8 tickets per month. The offer is valid until 31 December 2026.
- Access travel offers, Visa offers and Easy Payment Plan facilities.
- Get priority customer service.
- Enjoy free-for-life annual fees on both primary and supplementary cards.
- Note: Cashback is accumulated as noon credits in the linked noon account. Cashback is not earned on bill payments made through Mashreq Mobile App or Online Banking. Monthly eligible spending must not exceed the assigned credit limit.
- Annual fee: Free for life.
- Supplementary card fee: Free for life.
- Monthly interest rate: 3.85% per month (46.20% per annum).
- Interest-free period: Up to 57 days.
- Minimum monthly payment: 5% of the monthly statement balance.
- Foreign currency transaction fee: 2.89% plus applicable Visa charges.
- Cash advance fee: 3.15% of the withdrawn amount or AED 210, whichever is higher.
- Late payment fee: AED 241.50.
- Overlimit fee: AED 303.45.
- Card replacement fee: AED 78.80.
- PayProtect insurance: 0.99% of the monthly statement balance, as displayed on the product page. The Key Facts Statement lists 1.04% of the outstanding amount.
Required Documents
- Valid Emirates ID.
- Registered noon account email address to link the card with the noon account.
- The bank may request additional documents or information depending on the applicant's profile and verification requirements.
Main Benefits
- Cashback on noon purchases: Earn 5% cashback on eligible purchases through noon, noon Food and noon Minutes. The cashback can be used on eligible noon platforms.
- Rewards on partner platforms: Receive 5% cashback on eligible spending at noon supermall, NowNow and Namshi, covering shopping and delivery purchases.
- Cashback on other purchases: Earn 1% cashback on other eligible retail purchases and 0.33% on selected government, utility, education, charity, fuel, rental and telecom payments.
- Free noon Express delivery: Get unlimited free next-day delivery across the UAE on eligible noon Express orders.
- Welcome bonus: New Mashreq credit card customers can receive AED 500 after spending AED 5,000 within the first two months of card issuance. Existing Mashreq credit card customers may qualify for AED 100 after meeting the same spending requirement.
- Instant digital card: Start using the digital card immediately after issuance without waiting for the physical card. The digital card comes pre-activated.
- Cinema discounts: Get 50% off Deluxe-Plus seats at Cinepolis, for up to 8 tickets per month, subject to the offer's terms and validity.
- No annual fee: The card is free for life, with no annual fee for primary or supplementary cardholders.
Frequently Asked Questions
Q. What is the annual fee for the Mashreq noon Credit Card?
A. The Mashreq noon Credit Card is free for life. There is no annual fee for either the primary or supplementary card.
Q. How much cashback can cardholders earn with the Mashreq noon Credit Card?
A. Cardholders can earn 5% cashback on eligible purchases at noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi. Other eligible purchases earn 1% cashback, while selected government and utility-related payments earn 0.33%.
Q. What is the welcome bonus offered on the Mashreq noon Credit Card?
A. New Mashreq credit card customers can receive AED 500 after spending AED 5,000 or more within the first two months of card issuance. Existing Mashreq credit card customers can receive AED 100 after meeting the same spending requirement.
Q. How is cashback credited and redeemed?
A. Cashback is accumulated in the form of noon credits and transferred to the noon account linked to the primary card. It can be redeemed on eligible noon platforms, including noon, noon Food and noon Minutes. The cashback is valid for up to 12 months from the date it is earned.
Q. Does the Mashreq noon Credit Card offer free delivery?
A. Yes. Cardholders can enjoy unlimited free next-day delivery across the UAE on eligible noon Express orders.
Q. Is there a minimum spending requirement to earn cashback?
A. No. There is no minimum spending requirement. Cashback can be earned from the first dirham of eligible spending, subject to the assigned credit limit and the bank's terms and conditions.
Q. Does the Mashreq noon Credit Card offer an instant digital card?
A. Yes. The card comes with an instant digital version that is pre-activated and ready to use. Cardholders do not need to wait for the physical card to start making eligible purchases.
Get in touch with Mashreq Customer Care
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