Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Mashreq Platinum Plus Credit Card
Platinum Plus Credit Card
Features
- Earn 10 Mashreq Vantage reward points for every AED 1 spent on eligible supermarket, fuel and dining purchases.
- Earn 2 Mashreq Vantage points per AED 1 on eligible international transactions and other domestic purchases.
- Receive 0.5 Mashreq Vantage points per AED 1 on eligible government payments, utilities, education, charity, rental and telecommunications spending.
- Redeem Mashreq Vantage points for cashback, airline miles, gift cards and other rewards.
- Get an AED 750 welcome bonus as a new Mashreq credit card customer after spending AED 5,000 within the first two months of card issuance.
- Existing Mashreq credit card customers can receive an AED 200 welcome bonus after spending AED 5,000 or more within the first two months.
- Enjoy up to 57 days of interest-free credit on eligible purchases.
- Access four complimentary airport lounge visits per calendar year after meeting the monthly spending requirement of AED 7,000.
- Get four movie tickets every billing month at 50% off at VOX, Reel and Novo Cinemas.
- Enjoy up to eight movie tickets every billing month at 50% off at Cinepolis Cinemas until 31 December 2026.
- Receive up to 10% instant discounts and additional MakeMyTrip wallet rewards on eligible flight bookings.
- Get up to 15% instant discounts and additional MakeMyTrip wallet rewards on eligible hotel bookings.
- Apply for supplementary credit cards for family members with no annual fee.
- Access easy payment plans, balance transfers and Easy Cash facilities.
Main Benefits
- Rewards on everyday spending: Earn 10 Mashreq Vantage points per AED 1 on eligible supermarket, fuel and dining purchases, helping cardholders accumulate rewards on regular expenses.
- International spending rewards: Earn 2 Mashreq Vantage points per AED 1 on eligible international transactions and redeem accumulated points for different rewards.
- Welcome bonus: New Mashreq credit card customers can receive AED 750, while existing Mashreq credit card customers can receive AED 200 by meeting the applicable spending requirements within the first two months.
- Flexible reward redemption: Redeem Mashreq Vantage points through the Mashreq Mobile App or participating partner merchants for cashback, airline miles, gift cards and other rewards.
- Airport lounge access: Enjoy four complimentary airport lounge visits per calendar year at participating lounges worldwide after spending at least AED 7,000 in eligible retail purchases during the previous billing cycle.
- Movie ticket discounts: Get four movie tickets every billing month at 50% off at VOX, Reel and Novo Cinemas. Additional Cinepolis movie discounts are available under the promotional offer.
- Flight booking discounts: Receive a 10% instant discount of up to AED 80 on eligible MakeMyTrip flight bookings, along with an additional 10% reward credited to the MakeMyTrip wallet, up to AED 80.
- Hotel booking discounts: Get a 15% instant discount of up to AED 300 on eligible MakeMyTrip hotel bookings, along with an additional 15% wallet reward of up to AED 300.
- Supplementary cards: Apply for supplementary cards for family members without paying an additional annual membership fee.
- Flexible payment options: Convert eligible purchases into instalments through Easy Payment Plans and access balance transfer and Easy Cash facilities.
- Applicants may be asked to provide the following documents when applying for the credit card:
- Valid Emirates ID.
- The bank may request additional documents, such as salary or income details and bank statements, depending on the applicant's profile and verification requirements.
Rewards
- Applicants may be asked to provide the following documents when applying for the credit card:
- Valid Emirates ID.
- The bank may request additional documents, such as salary or income details and bank statements, depending on the applicant's profile and verification requirements.
Frequently Asked Questions
Q. What is the reward rate on the Mashreq Platinum Plus Credit Card?
A. Cardholders can earn 10 Mashreq Vantage points per AED 1 on eligible supermarket, fuel and dining purchases. International and other eligible domestic transactions earn 2 points per AED 1, while specified categories such as government payments, utilities and education earn 0.5 points per AED 1.
Q. What is the welcome bonus on the Mashreq Platinum Plus Credit Card?
A. New Mashreq credit card customers can receive an AED 750 welcome bonus by spending AED 5,000 within the first two months of card issuance. Existing Mashreq credit card customers can receive AED 200 by meeting the same spending requirement.
Q. What is the minimum salary required for the Mashreq Platinum Plus Credit Card?
A. Applicants must have a minimum monthly salary of AED 5,000 to apply for the Mashreq Platinum Plus Credit Card.
Q. What is the annual fee for the Mashreq Platinum Plus Credit Card?
A. The primary card carries an annual fee of AED 299 plus 5% VAT, totalling AED 313.95. Supplementary cards are free for life.
Q. How can cardholders redeem Mashreq Vantage points?
A. Cardholders can redeem accumulated Mashreq Vantage points through the Mashreq Mobile App or participating partner merchants. Redemption options include cashback, airline miles, gift cards and other rewards.
Q. Does the Mashreq Platinum Plus Credit Card offer complimentary airport lounge access?
A. Yes. Cardholders can enjoy four complimentary airport lounge visits per calendar year after making eligible retail purchases of at least AED 7,000 in the previous billing cycle. Lounge access is available at participating airports through the applicable lounge programme.
Q. Does the Mashreq Platinum Plus Credit Card offer movie ticket discounts?
A. Yes. Cardholders can get four movie tickets every billing month at 50% off at VOX, Reel and Novo Cinemas. An additional offer provides up to eight movie tickets at 50% off at Cinepolis Cinemas until 31 December 2026.
Q. What are the flight and hotel booking benefits?
A. Cardholders can receive a 10% instant discount of up to AED 80 on eligible MakeMyTrip flight bookings and a 15% instant discount of up to AED 300 on eligible hotel bookings. Additional rewards are credited to the MakeMyTrip wallet, subject to the applicable conditions.
Q. What is the interest rate on the Mashreq Platinum Plus Credit Card?
A. The monthly retail interest rate is 3.85%, equivalent to an annual rate of 46.20%. The card also offers an interest-free period of up to 57 days on eligible purchases when the full outstanding balance is paid by the due date.
Q. What is the foreign currency transaction fee?
A. The foreign currency transaction fee is 2.89%, in addition to applicable Visa or Mastercard processing charges.
Q. Can cardholders withdraw cash using the Mashreq Platinum Plus Credit Card?
A. Yes. Cardholders can withdraw cash through ATMs using the cash advance facility. A fee of 3.15% of the withdrawal amount or AED 210, whichever is higher, applies. Cash advance interest is charged at 3.85% per month.
Get in touch with Mashreq Customer Care
