Last Updated on 21 August 2025
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Thank you for providing your details.FAB GEMS World Mastercard Credit Card
GEMS World Mastercard Credit Card
Features
- Save up to 4.25% on GEMS school fees when paying annual tuition in advance.
- Get 10% cashback on school-related expenses like bus fees, canteen, uniforms, and extracurricular activities.
- Enjoy 0% Easy Payment Plans (EPP) for up to 12 months on GEMS fees with no processing fee.
- Stay protected with education coverage up to AED 500,000 per child.
- Receive two discounted cinema tickets per month for AED 20 each at Reel Cinemas, Cine Royal, and Star Cinemas.
- Avail 40% off deluxe cinema tickets at Cinepolis.
- Get 8 complimentary airport lounge visits per year for yourself and a guest at over 1,000 lounges globally.
- Unlock 20% discount at Emaar attractions and 10% off Al Montazah Parks.
- Get 30% discount at IMG Worlds on general admission tickets.
- Earn 2% cashback on international spending and 1% cashback on domestic spending.
- The interest of cash advance will be 3.99% per month will be charged.
- The interest on Retail purchases will be 3.99% per month.
- Minimum salary of AED 8000 is required
- Annual fee of AED 399, waived if you spend AED 24,000 or more annually on non-educational transactions.
Main Benefits
- You can save up to 4.25% on GEMS annual school fees when paying with your FAB GEMS World Credit Card.
- You can earn 10% cashback on bus, canteen, uniforms, and non-school activities, credited as FAB Rewards.
- You can spread the cost of education with 0% interest EPP for 12 months on GEMS school fees with no processing fee.
- You can stay worry-free with education protection coverage up to AED 500,000 per child.
- You can enjoy two cinema tickets every month from AED 20 and 40% off deluxe Cinepolis tickets.
- Reaching your destination is more comfortable with eight complimentary airport lounge visits per year for you and your guest.
- You can enjoy 20% savings at Emaar attractions and 10% discounts at Al Montazah Parks for family fun.
- You can make weekends exciting with 30% off general admission tickets at IMG Worlds.
- You can save more on everyday spends with 1% cashback on domestic purchases and 2% cashback on international spending.
- You can get annual fee waived when you spend AED 24,000 or more on non-education expenses in the previous year.
Frequently Asked Questions
⭐ What is the requirement to avail movie benefits?
A. To avail movie discounts you need to spend minimum AED 2000 on your card.
⭐ How many airport transfer services I can avail?
A. Can get 2 free airport transfer facilities per annum.
⭐ Should I inform in prior to avail airport lounge service?
A. No, to access airport lounge there is no prior booking required.
⭐ For how many months can I take 0% EPP?
A. The 0% EPP is available for up to 12 months.
⭐ How to get 0% EPP on school fees paid?
A. Just SMS “EPP” from the registered mobile number to 2050 to request for EPP on school fees.
⭐ When can I send the SMS to convert my school fees payment to EPP?
A. You can SMS any time within 45 days of the payment made at the school.
⭐ What is the maximum amount the education protection coverage covers?
A. Education Protection covers up to AED 500,000.
Get in touch with FAB Customer Care
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