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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
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It is highly unlikely for banks in UAE to offer loans with salary less than AED 3000. Some of the options you can try are FAB Lifeline - Revolving Overdraft. But there are certain things obligations attached with it and your favorability of availing these loans depends on case to case. Such as for FAB, it is not a personal loan it is an overdraft facility provided on a minimum salary of AED 2000.
This may vary from bank to bank or circumstances.
Loan application form – completed and duly signed.
Some identity documents like Passport, copy of the VISA, Emirates ID, etc.
For Expatriates – Valid Passport with a valid UAE residence Visa.
Salary certificate and/or salary transfer letter
Statement(s) of your bank account(s)
For self-employed individuals – Trade License
Like documents, this may vary too from bank to bank:
You must be at least 21 years of age.
You must be currently employed and working for around one-to-six months minimum (varies from bank to bank)
Minimum salary must be AED 3000 or more. For FAB Revolving Overdraft AED 2000 is the minimum salary required.
Usually, you are required to transfer your salary to the bank from which you are availing the Personal Loan.
You must pay back the loan before you turn 65 years (for expatriates) and 60 years (for UAE Nationals).
⭐ I am an expat can I avail these loans?
A. Yes, you certainly can, provided you meet the eligibility requirements.
⭐ How likely are my chances to avail these loans?
A. If you have a good credit history then your chances of availing the loan gets increased.
⭐ Up to how much amount can I avail?
A. It depends on the monthly salary. FAB proivdes 2 times the monthly salary as maximum loan amount.
⭐ Are there any other options for salary less than AED 5000