majid-al-futtaim-finance-najm Bank

Majid Al Futtaim Finance (Najm)

Last Updated on 19 November 2019
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About the Bank

Najm bank is offering one-stop financial solutions since 2008. It provides easy access to finance, allowing you to enjoy your life. Its vision is to create great moments for everyone and every day. It’s headquartered in Dubai with 500+ employees. It empowers its customers across the Middle East & North Africa. Najm bank also offers to its customers with efficient credit card and prepaid solutions services.

Banking Products & Services

Najm bank offers you a wide range of products & services to fulfill your personal & financial needs. Explore all the products & services of Najm bank here -


Products of Najm Bank

Credit Cards

Najm Platinum Credit Cards

Najm Platinum Plus Cashback Credit Card

Najm Voyager Travel Credit Cards

Voyager Signature Credit Card

Najm ONE Cash Back Credit Card

Voyager Platinum Credit Card

Najm ONE Cashback Credit Card


Prepaid Cards

Najm MyNet Card

Najm Load N Travel Card

Najm Gift Card

Carrefour Prepaid Card

Mall Gift Card

Business Prepaid Cards

Insurance Service

Najm Life Secure

Auto Secure

Najm Care

Home Secure

Lifestyle Protection

Critical Illness Cover

Popular Products & Services

Najm bank serves its financial products & services which includes - credit cards, prepaid cards, insurance. Here’s the list of its popular products-


Credit Cards:

Najm provides different kind of credit cards that suit everyone’s needs like - Majid Al Futtaim Finance (Najm) One Cashback, Majid Al Futtaim Finance (Najm) Platinum, Majid Al Futtaim Finance (Najm) Voyager Signature, Majid Al Futtaim Finance (Najm) Voyager Platinum,  Majid Al Futtaim Finance (Najm) Platinum Plus Cashback Card. These credit cards are available with a salary range from AED 7K with an annual fee range from AED 0 - AED 523. Visit Najm credit cards page for more details.

Credit Card Offers

This bank offers you a wide range of exciting benefits, discounts on dining, travel, hotels & lifestyle privileges in order to cater to your everyday needs. Visit Najm credit cards offers page for more details.

Awards & Achievements


Year

Award Name

Award By

2017

Najm Corporate Card wins - Most Innovative Card of the Year

Seamless Awards

2018

International award for innovation 

Dubai Quality Group

Customer Support

This bank facilitates the customers with 24/7 customer support services. Customers can get in touch via call or email on +971 4 293 5811 and najm.customerservice@maf.co.ae. Visit Najm customer service contact page for more details.

CEO: Rasool Hujair

Chairman: Sir Michael Rake

Founded Year: 2008

Head Quarters: Dubai

No.of Employees: 500+

Total Assets: AED 60.3 Billion

Net Profit: AED 2.19 Billion

Website: www.majidalfuttaim.com

Credit Card Credit Card

Credit Card Provided by Majid Al Futtaim Finance (Najm)

Voyager Signature

Minimum Salary

15K

Annual Fee

523

Balance Transfer

Yes

Cashback

No

15K

Minimum Salary

3%

Fx Rate

523

Annual Fee

Yes

Balance Transfer

No

Cashback

Voyager Platinum

Minimum Salary

12K

Annual Fee

299

Balance Transfer

Yes

Cashback

Yes

12K

Minimum Salary

3%

Fx Rate

299

Annual Fee

Yes

Balance Transfer

Yes

Cashback

One Cashback Credit Card

Minimum Salary

8K

Annual Fee

313

Balance Transfer

Yes

Cashback

Yes

8K

Minimum Salary

3.25%

Fx Rate

313

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Advantages

  • 10% cashback
  • Buy 1 Get 1 free at VOX cinemas
  • 0% Easy payment plan

Advantages

  • 10% cashback
  • Buy 1 Get 1 free at VOX cinemas
  • 0% Easy payment plan
Platinum Cashback Card

Minimum Salary

7K

Annual Fee

0

Balance Transfer

Yes

Cashback

Yes

7K

Minimum Salary

3.25%

Fx Rate

0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Advantages

  • 30% cashback on purchases
  • 50% off on travel bookings
  • Carrefour rewards every dirham spent

Advantages

  • 30% cashback on purchases
  • 50% off on travel bookings
  • Carrefour rewards every dirham spent
Platinum Plus Cashback Card

Minimum Salary

7K

Annual Fee

420

Balance Transfer

Yes

Cashback

Yes

7K

Minimum Salary

3.25%

Fx Rate

420

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Advantages

  • 5% cashback as introductory offer
  • Buy 1 Get 1 free at vox cinemas
  • 3% cashback at carrefour

Advantages

  • 5% cashback as introductory offer
  • Buy 1 Get 1 free at vox cinemas
  • 3% cashback at carrefour

Frequently Asked Questions

Q. How to check Najm card balance?

A. For this you have to register your phone number or call at 600576256. Make your credit card active & set a PIN. Now you can check your card balance

Q. How can one use Najm Bank Interactive SMS Services?

A. Send an SMS to 3135 and get the following information - Credit card Balance Last 3 transactions Last Statement summary Kindly use the registered number for registration