majid-al-futtaim-finance-najm Bank
Values:
Challenging nature and perseverance and professionalism are the main values followed by Majid Al Futtaim in providing quality services to the customers.
Services:
Services provided by Majid Al Futtaim include
  • Services for issuing, payment schemes, technology, and card production with full support to customers 24/7. Cards provided by them include Nagim Visa Cards and prepaid cards
  • Movies, family entertainment centers, fashion, retail stores, energy and facility management providing energy management solutions etc.,

Majid Al Futtaim Finance (Najm)

CEO:
Chairman:
Vice Chairman:
  • Majid Al Futtaim was founded on May 11, 1992, by Majid Al Futtaim with its headquarters in Dubai, UAE
  • Majid Al Futtaim has branches in 13 countries providing services related to retail, leisure/entertainment with 27,000 employees.

Credit Card Provided by Majid Al Futtaim Finance (Najm)

Voyager Signature

rate

Interest Rate

3.25%

minimum salary

Minimum Salary

15K

fx rate

Fx Rate

3%

annual fee

Annual Fee

499

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Interest Rate

minimum salary

15K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

499

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
  • You can also instant redemptions as and when required.
  • You can travel any day of the year with this card with flexibility, ease and convenience.
  • This card also helps during emergency situations when you are travelling around the world.
  • The Forex rate stands at 3%
  • You get an interest free period of up to 55 days.
    You need to make a minimum payment of 5% or AED 100, whichever is higher.
    The interest rate varies between 3.19% to 3.59%
  • You need a minimum salary of AED 15000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.

Benefits

  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
    Get free supplementary cards with this card.
    Choose from a wide selection of gift cards to gift your loved ones.
    You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
    Avail Premo online market place provided by this card.
    Avail Takaful protection and Wallet protection with this card.
    Avail car hire discounts with Visa on this card while travelling.
    Buy a 2D or a 3D movie ticket at VOX with this card and earn another ticket for absolutely free.
    Get partial and instant redemptions on your rewards with this card, and no blackout dates on your rewards.
    Save 50% on hotels you book.
    Avail 0% easy payment plans with this card.
    You can create your own travel package with this card.
    Enjoy complimentary access at more than 850 lounges at airports with loungekey.
    Avail global emergency assistance with this bank.
    Get 30% mid week discounts at Jebel Ali Golf Resort.

Voyager Platinum

rate

Interest Rate

3.25%

minimum salary

Minimum Salary

12K

fx rate

Fx Rate

3%

annual fee

Annual Fee

299

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.25%

Interest Rate

minimum salary

12K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

299

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • With this card you can manage your travel booking very conveniently.
  • This card is the highest earning rewards website and is quicker when it comes to processing transactions.
  • This card also helps you manage your budget as and when required.
  • You can also instant redemptions as and when required.
  • You can travel any day of the year with this card with flexibility, ease and convenience.
  • This card also helps during emergency situations when you are travelling around the world.
  • The Forex rate stands at 3%
  • You get an interest free period of up to 55 days.
    You need to make a minimum payment of 5% or AED 100, whichever is higher.
    The interest rate varies between 3.19% to 3.59%
  • You need a minimum salary of AED 12000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.

Benefits

  • Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
    Get free supplementary cards with this card.
    Choose from a wide selection of gift cards to gift your loved ones.
    You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
    Avail Premo online market place provided by this card.
    Avail Takaful protection and Wallet protection with this card.
    Avail car hire discounts with Visa on this card while travelling.
    Buy a 2D or a 3D movie ticket at VOX with this card and earn another ticket for absolutely free.
    Get partial and instant redemptions on your rewards with this card, and no blackout dates on your rewards.
    Save 50% on hotels you book.
    Avail 0% easy payment plans with this card.
    You can create your own travel package with this card.

One Cashback Credit Card

rate

Interest Rate

3.25%

minimum salary

Minimum Salary

8K

fx rate

Fx Rate

3.25%

annual fee

Annual Fee

313

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.25%

Interest Rate

minimum salary

8K

Minimum Salary

fx rate

3.25%

Fx Rate

annual fee

313

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 10% cashback
  • Buy 1 Get 1 free at VOX cinemas
  • 0% Easy payment plan
Advantages
  • 10% cashback
  • Buy 1 Get 1 free at VOX cinemas
  • 0% Easy payment plan

Features

  • Can convert payments to easy installments for 0% interest
  • Get movie and travel benefits
  • Get discounts on entertainment, lifestyle, leisure, etc.,
  • A minimum salary of AED 8000 is required
  • Can avail balance transfer

Benefits

  • Can save up to AED 500 per month
    Spend AED 50 at least, to get cashback
    Buy 1 ticket at Vox Cinemas and get 1 free
    Get up to 50% off on entertainment, leisure, lifestyle, etc., at more than 450+ partners of Najm
    Get up to 5 supplementary cards
    Can get 70% of the credit limit as loan
    Provides purchase protection and lifestyle protection

Platinum Cashback Card

rate

Interest Rate

3.25%

minimum salary

Minimum Salary

7K

fx rate

Fx Rate

3.25%

annual fee

Annual Fee

0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.25%

Interest Rate

minimum salary

7K

Minimum Salary

fx rate

3.25%

Fx Rate

annual fee

0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 30% cashback on purchases
  • 50% off on travel bookings
  • Carrefour rewards every dirham spent
Advantages
  • 30% cashback on purchases
  • 50% off on travel bookings
  • Carrefour rewards every dirham spent

Features

  • This card is the smartest way to save at Carrefour.
  • This card gets you more privileges at Carrefour.
  • You can get as much as AED 200 worth Carrefour vouchers every month with this card.
  • You can automatically receive your monthly digital Carrefour vouchers.
  • You get a dedicated Carrefour check out counter at all Carrefour Hypermarkets across the UAE just for Najm card holders.
  • You get an exclusive 12 months 0% EPP on Carrefour webstore purchases and up to 9 months for in-store purchases
  • The Forex rate stands at 3.25%
  • You get an interest free period of up to 55 days.
    You need to make a minimum payment of 5% or AED 100, whichever is higher.
  • You need to have a minimum salary of AED 7000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.

Benefits

  • With this card you can beat the queue, with few dedicated check out counters at Carrefour centers.
    You can enjoy 'buy one get one free' offer on popcorn in VOX cinemas with this card.
    Get travel discounts up to 50% with this card.
    Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
    Get free supplementary cards with this card.
    Choose from a wide selection of gift cards to gift your loved ones.
    You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
    Avail Premo online market place provided by this card.
    Avail Takaful protection and Wallet protection with this card.

Platinum Plus Cashback Card

rate

Interest Rate

3.25%

minimum salary

Minimum Salary

7K

fx rate

Fx Rate

3.25%

annual fee

Annual Fee

420

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.25%

Interest Rate

minimum salary

7K

Minimum Salary

fx rate

3.25%

Fx Rate

annual fee

420

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 5% cashback as introductory offer
  • Buy 1 Get 1 free at vox cinemas
  • 3% cashback at carrefour
Advantages
  • 5% cashback as introductory offer
  • Buy 1 Get 1 free at vox cinemas
  • 3% cashback at carrefour

Features

  • This card is the smartest way to save at Carrefour.
  • This card gets you more privileges at Carrefour.
  • You can get as much as AED 500 worth Carrefour vouchers every month with this card.
  • You can automatically receive your monthly digital Carrefour vouchers.
  • You get a dedicated Carrefour check out counter at all Carrefour Hypermarkets across the UAE just for Najm card holders.
  • You get an exclusive 12 months 0% EPP on Carrefour webstore purchases and up to 9 months for in-store purchases
  • The Forex rate stands at 3.25%
  • You get an interest free period of up to 55 days.
    You need to make a minimum payment of 5% or AED 100, whichever is higher.
    The interest rate varies between 3.19% to 3.59%
  • You need to have a minimum salary of AED 7000 to avail this card.
  • You can transfer your balances to your Najm card at preferential rates for 6, 9 or 12 months.

Benefits

  • With this card you can beat the queue, with few dedicated check out counters at Carrefour centers.
    You can enjoy 'buy one get one free' offer on movie tickets in VOX cinemas with this card.
    Get travel discounts up to 50% with this card.
    Enjoy 30% off on dining, travel, shopping and entertainment with more than 450 partners.
    Get free supplementary cards with this card.
    Choose from a wide selection of gift cards to gift your loved ones.
    You can pay your Najm card bills, Etisalat bills and DEWA bills at a click of a button of your mouse.
    Avail Premo online market place provided by this card.
    Avail Takaful protection and Wallet protection with this card.