Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Current Accounts in UAE
First Abu Dhabi (FAB) Current Account
5 Current Accounts Provided By First Abu Dhabi (FAB)
Elite Gold Current account
Features
- Premium current account designed for elite and affluent customers
- No minimum balance requirement to maintain the account
- Complimentary Elite Gold Mastercard World Debit Card
Features
- Premium current account designed for elite and affluent customers
- No minimum balance requirement to maintain the account
- Complimentary Elite Gold Mastercard World Debit Card
- Unlimited free cheque books
- One free international remittance per month (from AED accounts)
- High daily debit card limits:
- ATM cash withdrawals up to AED 40,000 per day
- Retail purchase limits up to AED 75,000 per day
- Free ATM cash withdrawals across the UAE
- Selected number of free international ATM withdrawals
- Access to FAB Rewards Programme on eligible debit card usage
- Multi-channel banking access- FAB Mobile App, Online banking, Branch banking & Phone banking
- Eligibility Criteria: Applicant must be 21 years or older
- Must meet at least one Elite qualification requirement:
- Total Relationship Balance (TRB) of AED 500,000 or more, or
- Mortgage relationship of AED 2.5 million or more, or
- Monthly salary transfer of AED 50,000 or above
Benefits
- A high-end current account tailored for professionals and affluent individuals
- Designed for convenience, liquidity, and control over daily finances
- No minimum balance eliminates maintenance pressure
- Free cheque books reduce traditional banking costs
- Complimentary international remittance adds global convenience
- High Debit card withdrawal and spending limits to support premium lifestyles
- Free local ATM access and overseas withdrawal benefits
- Worldwide acceptance with added security and convenience
- Earn FAB Rewards on eligible debit card transactions
- Redeem rewards across lifestyle categories including shopping, dining, travel, and services
- 24/7 account access via FAB Mobile App and online banking
- Real-time transaction alerts and easy account management
Personal Current Account
Features
- Personal current account designed for everyday banking needs in the UAE.
- Free FAB debit card provided upon account opening.
- Complimentary first cheque book, enabling easy cheque transactions.
Features
- Personal current account designed for everyday banking needs in the UAE.
- Free FAB debit card provided upon account opening.
- Complimentary first cheque book, enabling easy cheque transactions.
- Airport lounge access at selected airports in the Middle East for eligible debit cardholders.
- Competitive daily ATM withdrawal and purchase limits, varying by debit card type.
- Supports salary transfers and non-salary usage.
- Accessible through FAB Mobile and Online Banking for 24/7 account management.
- Enables local and international transfers, bill payments, and merchant payments.
- Debit card accepted worldwide for ATM withdrawals and retail transactions.
- Option to open and manage the account digitally, subject to eligibility.
- This account is available in Dirham and other major currencies.
- For this account, you will need to maintain an average balance of AED 3000.
Benefits
- Convenient day-to-day banking with easy access to funds.
- Cheque book and debit card included at no additional cost.
- Lifestyle advantage through complimentary airport lounge access.
- High transaction limits suitable for frequent or high-value transactions.
- Digital banking convenience with real-time transaction alerts and controls.
- Global usability, making it suitable for travel and international payments.
- Trusted banking experience backed by one of the UAE’s largest banks.
One Bank Account
Overview
- The FAB One Current Account is a UAE Dirham current account designed for everyday banking. When you open a new account, you may be eligible to receive a promotional credit of up to 10 times your average balance, capped at AED 500,000, subject to applicable terms and conditions. The account also allows you to earn FAB Rewards on your account balance and debit card spending, with full digital access through the FAB Mobile App.
Overview
- The FAB One Current Account is a UAE Dirham current account designed for everyday banking. When you open a new account, you may be eligible to receive a promotional credit of up to 10 times your average balance, capped at AED 500,000, subject to applicable terms and conditions. The account also allows you to earn FAB Rewards on your account balance and debit card spending, with full digital access through the FAB Mobile App.
Etihad Guest Account
Overview
- The FAB Etihad Guest Current Account is a UAE Dirham current account that lets you manage your everyday banking while earning Etihad Guest Miles. When you open a new current account, you may also be eligible for a promotional credit of up to 10 times your average balance, capped at AED 500,000, depending on the campaign terms. This account is suitable if you want to earn travel miles on both your account balance and your daily spending.
Overview
- The FAB Etihad Guest Current Account is a UAE Dirham current account that lets you manage your everyday banking while earning Etihad Guest Miles. When you open a new current account, you may also be eligible for a promotional credit of up to 10 times your average balance, capped at AED 500,000, depending on the campaign terms. This account is suitable if you want to earn travel miles on both your account balance and your daily spending.
Etihad Guest Elite Account
Overview
- The FAB Etihad Guest Elite Account is a premium current account designed for customers who maintain a qualifying Total Relationship Balance with First Abu Dhabi Bank. It combines everyday banking convenience with enhanced Etihad Guest Miles earning opportunities and exclusive travel privileges. This account is tailored for frequent travellers and affluent customers who wish to earn miles through salary credits, account balance maintenance, and debit card spending, while benefiting from airport lounge access, travel insurance, concierge services, and premium banking features. By integrating banking and travel rewards, the Elite Account allows customers to accelerate their Etihad Guest Miles accumulation while enjoying enhanced transaction limits and comprehensive protection benefits.
Overview
- The FAB Etihad Guest Elite Account is a premium current account designed for customers who maintain a qualifying Total Relationship Balance with First Abu Dhabi Bank. It combines everyday banking convenience with enhanced Etihad Guest Miles earning opportunities and exclusive travel privileges. This account is tailored for frequent travellers and affluent customers who wish to earn miles through salary credits, account balance maintenance, and debit card spending, while benefiting from airport lounge access, travel insurance, concierge services, and premium banking features. By integrating banking and travel rewards, the Elite Account allows customers to accelerate their Etihad Guest Miles accumulation while enjoying enhanced transaction limits and comprehensive protection benefits.
About FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Bank Customer Care