Credit Bureau Consent, Welcome Offer & General Terms & Conditions
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FAB Current Accounts in UAE
First Abu Dhabi (FAB) Current Account
4 Current Accounts Provided By First Abu Dhabi (FAB)
Elite Gold Current account
Features
- Premium current account designed for elite and affluent customers
- No minimum balance requirement to maintain the account
- Complimentary Elite Gold Mastercard World Debit Card
Features
- Premium current account designed for elite and affluent customers
- No minimum balance requirement to maintain the account
- Complimentary Elite Gold Mastercard World Debit Card
- Unlimited free cheque books
- One free international remittance per month (from AED accounts)
- High daily debit card limits:
- ATM cash withdrawals up to AED 40,000 per day
- Retail purchase limits up to AED 75,000 per day
- Free ATM cash withdrawals across the UAE
- Selected number of free international ATM withdrawals
- Access to FAB Rewards Programme on eligible debit card usage
- Multi-channel banking access- FAB Mobile App, Online banking, Branch banking & Phone banking
- Eligibility Criteria: Applicant must be 21 years or older
- Must meet at least one Elite qualification requirement:
- Total Relationship Balance (TRB) of AED 500,000 or more, or
- Mortgage relationship of AED 2.5 million or more, or
- Monthly salary transfer of AED 50,000 or above
Benefits
- A high-end current account tailored for professionals and affluent individuals
- Designed for convenience, liquidity, and control over daily finances
- No minimum balance eliminates maintenance pressure
- Free cheque books reduce traditional banking costs
- Complimentary international remittance adds global convenience
- High Debit card withdrawal and spending limits to support premium lifestyles
- Free local ATM access and overseas withdrawal benefits
- Worldwide acceptance with added security and convenience
- Earn FAB Rewards on eligible debit card transactions
- Redeem rewards across lifestyle categories including shopping, dining, travel, and services
- 24/7 account access via FAB Mobile App and online banking
- Real-time transaction alerts and easy account management
Personal Current Account
Features
- Personal current account designed for everyday banking needs in the UAE.
- Free FAB debit card provided upon account opening.
- Complimentary first cheque book, enabling easy cheque transactions.
Features
- Personal current account designed for everyday banking needs in the UAE.
- Free FAB debit card provided upon account opening.
- Complimentary first cheque book, enabling easy cheque transactions.
- Airport lounge access at selected airports in the Middle East for eligible debit cardholders.
- Competitive daily ATM withdrawal and purchase limits, varying by debit card type.
- Supports salary transfers and non-salary usage.
- Accessible through FAB Mobile and Online Banking for 24/7 account management.
- Enables local and international transfers, bill payments, and merchant payments.
- Debit card accepted worldwide for ATM withdrawals and retail transactions.
- Option to open and manage the account digitally, subject to eligibility.
- This account is available in Dirham and other major currencies.
- For this account, you will need to maintain an average balance of AED 3000.
Benefits
- Convenient day-to-day banking with easy access to funds.
- Cheque book and debit card included at no additional cost.
- Lifestyle advantage through complimentary airport lounge access.
- High transaction limits suitable for frequent or high-value transactions.
- Digital banking convenience with real-time transaction alerts and controls.
- Global usability, making it suitable for travel and international payments.
- Trusted banking experience backed by one of the UAE’s largest banks.
One Bank Account
Features
- You can earn stars on account balances and purchases
- Can use this account as FAB salary account
- This account is available only in Dirham
Features
- You can earn stars on account balances and purchases
- Can use this account as FAB salary account
- This account is available only in Dirham
- A minimum salary of AED 10,000 is required
Benefits
- Avail four free cash withdrawals from any ATMs in UAE with the free debit card provided
- Also, shop on a secure platform with OTP (One Time Password)
- You can enjoy purchase protection for up to 90 days, from the date of purchase
- Avail complimentary airport lounge access across the middle east without any prior booking
- Enjoy special discounts and deals at various restaurants and lifestyle venues in UAE
- You can redeem your stars for Etihad Guest Miles or Emirates Skywards Miles
- You can redeem your stars for a ‘stars card’, which can be used as a mode of payment
- You can earn 1 star for every AED 200 on account balances, and 0.5 stars for on debit card purchases
- Free debit card is provided
- No minimum balance requirement
Etihad Guest Account
Features
- Can avail free fund transfer facility
- Can earn Etihad guest miles on the account balance maintained
- Only UAE residents are eligible
Features
- Can avail free fund transfer facility
- Can earn Etihad guest miles on the account balance maintained
- Only UAE residents are eligible
- A minimum salary of AED 10,000 is required
- It offers several benefits on salary transfer
Benefits
- Can maintain zero balance in the account
- Per month 4 local fund transfers can be availed for free
- Can avail one international fund transfer for free per month
- Free cheque book is provided
- A free debit card is provided
- Can get up to 10% off on holiday bookings made at Etihad Holidays
- Can get Etihad miles on every transaction made
- Get 2 miles on every AED 10 spent on domestic purchases
- Get 2.5 miles on every AED 10 spent on international purchases
- Get 4 miles on every AED 10 spent on Etihad bookings
- 1.5 Etihad guest miles are provided per AED 1000 balance maintained in the account
About FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Bank Customer Care