Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Credit Card Provided By Arab

Check Eligibility for Arab Credit Card

You are eligible to apply for a Arab
Credit Card .

You may not be eligible * to apply.

*required to apply for a Arab Credit Card .

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Features of Arab Credit Card

  • Grace period is provided
  • Can get cash advance on the card
  • Can get access to Arabi rewards
  • Provides supplementary cards on low charges
  • Free alerts on the registered mobile number

Eligibility Criteria of Arab Credit Card

Minimum salary AED 7.5-20K

Documents Required of Arab Credit Card

  • Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  • Recent utility bill in the name of the client e.g. electricity, telephone or rental contract
  • Latest Salary/Income/Employment verification document
  • Bank statement

Arab Credit Card Interest rates

Arab Bank

6 Arab Bank Credit Cards

Internet Shopping

Arab Bank Internet Shopping
Interest Rate

0%

Minimum Salary

AED 0

Fx Rate

2%

Annual Fee

AED 50

Balance Transfer

No

Cashback

No

interest rate

0%

Interest Rate

minimum salary

AED 0

Minimum Salary

fx rate

2%

Fx Rate

annual fee

AED 50

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • Minimal card issuance fees on this card.
  • Instant card issuance from branch without any delay.
  • Quick card application processing time.

Features

  • Minimal card issuance fees on this card.
  • Instant card issuance from branch without any delay.
  • Quick card application processing time.
  • View balances and details of your card through our Internet Banking services.
  • Designed for convenient, secure and easy transactions.
  • This card is specially designed for convenient online shopping
  • Card can be issued with either low limit or no limit
  • The Forex rate on this card is 0%
  • There is no interest on this card.
  • You require a minimum salary of AED 5,500 to avail this card.
  • There is no option of balance transfer on this card.

Benefits

  • This card can be issued with either No limit; that is it can be recharged from the customer’s account instantly or very less limit
  • More online secure shopping with ‘Arab Bank verified by VISA’.
  • This card can be used on any website where the VISA logo is visible.
  • Get access to separate monthly purchase statements to manage your transactions.
  • SMS alerts and notifications service.

View details on bank page

Visa Gold Credit Card

Arab Bank Visa Gold Credit Card
Interest Rate

3.59%

Minimum Salary

AED 7.5K

Fx Rate

3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.59%

Interest Rate

minimum salary

AED 7.5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Shopping discounts at selected outlets across the country.
  • Avail 1% installment plans at select outlets.
  • For every AED 2 spent you will get 1 reward point, by the use of this credit card.

Features

  • Shopping discounts at selected outlets across the country.
  • Avail 1% installment plans at select outlets.
  • The foreign currency rate applicable on overseas transactions is 3%
  • 3.59% of the total outstanding.
  • You require a minimum salary of AED 7500 per month to be eligible for this card
  • Balance transfer at the rate of 0% for the first 3 months.

Benefits

  • Get complimentary access to offers under VISA Premium Privileges Program
  • You can also avail 10% discount on rooms at selected Starwood Preferred Guest Hotels worldwide
  • Get up to 20% off at AVIS worldwide
  • Special discounts on certain retail stores
  • Free supplementary credit cards.
  • Arabi Reward points

View details on bank page

Visa Classic Credit Card

Arab Bank Visa Classic Credit Card
Interest Rate

3.59%

Minimum Salary

AED 7.5K

Fx Rate

3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.59%

Interest Rate

minimum salary

AED 7.5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • 1.5 arabi rewards per 1 AED
  • 75% cash advance limit
  • Free supplementary credit cards
Advantages
  • 1.5 arabi rewards per 1 AED
  • 75% cash advance limit
  • Free supplementary credit cards

Features

  • Convenient easy payment plans starting from as low as 1%
  • Automatic enrollment to our credit cards program.
  • Personalized credit limit to suit your financial needs.

Features

  • Convenient easy payment plans starting from as low as 1%
  • Automatic enrollment to our credit cards program.
  • Personalized credit limit to suit your financial needs.
  • Access to 24 hour Customer Contact center.
  • Quick credit card application processing time.
  • Extensive national and worldwide acceptance.
  • Competitive interest rates
  • You can avail 1% installment plans at select outlets in UAE.
  • There is an interest of 3.59% on the outstanding amount on your credit card.
    Grace period of interest free days of up to 52 days.
  • You need a minimum salary of AED 7500 for this card.
  • You can transfer your balance of any credit card this credit card at the rate of 0% for the first three months.

Benefits

  • High cash advance limit of up to 75%.
  • Flexible repayment instructions.
  • Free supplementary credit cards.
  • You can transfer your outstanding balance from cards of any other banks to Arab bank credit card.
  • Repayment security with Arab bank credit shield insurance.
  • More secure online shopping with ‘Arab Bank verified by VISA/Mastercard’
  • Credit cards special discounts in retail stores.

View details on bank page

MasterCard Titanium Credit Card

Arab Bank MasterCard Titanium Credit Card
Interest Rate

3.59%

Minimum Salary

AED 7.5K

Fx Rate

3%

Annual Fee

AED 300

Balance Transfer

Yes

Cashback

No

interest rate

3.59%

Interest Rate

minimum salary

AED 7.5K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 300

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Get automatic enrollment into Mastercard’s rewards program.
  • Equipped with Smart Chip technology.
  • Personalized credit limit to suit your financial needs.

Features

  • Get automatic enrollment into Mastercard’s rewards program.
  • Equipped with Smart Chip technology.
  • Personalized credit limit to suit your financial needs.
  • Quick credit card application processing time.
  • Access to 24 hour Customer Contact center.
  • Extensive national and worldwide acceptance.
  • Competitive interest rates.
  • 1% Installment pay plans at select outlets in UAE.
  • The Forex rate applicable on this card is 3%
  • You need to pay an interest of 3.59% on the outstanding amount.
  • You need a minimum salary of AED 7,500 to avail this card.
  • You can get to transfer your balance at the rate of 0% for the first 3 months.

Benefits

  • Complimentary airport lounge access at Jordan, Kuwait, UAE, Egypt and Saudi Arabia.
  • High cash advance limit.
  • Convenient easy payment plan starting from low as from 1%.
  • Flexible repayment instructions.
  • Free SMS alerts to keep you updated.
  • You can get free supplementary cards along with this card.
  • You can get credit shield insurance and fraud protection with this card.

View details on bank page

Visa Platinum Credit Card

Arab Bank Visa Platinum Credit Card
Interest Rate

3.59%

Minimum Salary

AED 15K

Fx Rate

3%

Annual Fee

AED 500

Balance Transfer

Yes

Cashback

Yes

interest rate

3.59%

Interest Rate

minimum salary

AED 15K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 500

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Complimentary access to wide variety of offers under the VISA premium privileges program.
  • Personalized credit limit to suit your financial needs.
  • Competitive interest rates.

Features

  • Complimentary access to wide variety of offers under the VISA premium privileges program.
  • Personalized credit limit to suit your financial needs.
  • Competitive interest rates.
  • Access to 24 hour Customer Contact center.
  • Quick credit card application processing time.
  • Extensive national and worldwide acceptance.
  • Flexible repayment instructions.
  • The Forex rate applicable on this card is 3%
  • Grace period of interest free credit up to 52 days.
  • You need a minimum salary of AED 15,000 on this card.
  • You can transfer your outstanding balance of any account to your credit card at the rate of 0% for the first three months.

Benefits

  • Personalized credit limit to suit your financial needs.
  • High cash advance limit of up to 75%.
  • Free supplementary credit cards.
  • Convenient easy payment plan starting from low as from 1%.
  • You can transfer your outstanding balance from cards of any other banks to Arab bank credit card.
  • Automatic enrollment to their credit cards program.
  • Complimentary access to exclusive platinum benefits under the VISA premium privileges program.
  • Free membership to priority pass program.
  • Free purchase protection and warranty period.

View details on bank page

Visa Signature Credit Card

Arab Bank Visa Signature Credit Card
Interest Rate

3.59%

Minimum Salary

AED 20K

Fx Rate

3%

Annual Fee

AED 1K

Balance Transfer

Yes

Cashback

Yes

interest rate

3.59%

Interest Rate

minimum salary

AED 20K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 1K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • Personalized credit limit to suit your financial needs.
  • Automatic enrollment into Arabi rewards program.
  • Ability to issue supplementary credit cards.

Features

  • Personalized credit limit to suit your financial needs.
  • Automatic enrollment into Arabi rewards program.
  • Ability to issue supplementary credit cards.
  • Credit shield insurance with 100% coverage of outstanding balance.
  • Convenient easy payment plan starting from low as from 1%.
  • Flexible repayment instructions.
  • 1% easy installment plans at select outlets.
  • The Forex rate stands at 3%
  • The interest rate on this card is 3.59%
  • You require a minimum salary of AED 20,000 to avail this card.
  • You can transfer your outstanding balance of any account to this card at the rate of 0% for the first three months.

Benefits

  • Global and local usage of Point of sales purchases, online purchases and ATM cash withdrawals.
  • Competitive interest rates.
  • High cash advance limit.
  • More online secure shopping with ‘Arab Bank verified by VISA’.
  • Grace period of interest free credit up to 52 days.
  • Global Airport lounge access at more than 1000 premium airport lounges.
  • Global concierge service.
  • Can avail protection program of this card.
  • Can avail exclusive offers at more than 900 luxury hotels.

View details on bank page

Arab Credit Card Benefits

  • Personalized credit limit.
  • Flexible repayment options from 5% of the monthly outstanding amount.
  • Grace period of interest-free credit for up to 52 days
  • High cash advance limit to cover cash requirements
  • Easy installment payment plan offers to start from as low as 1%
  • “Buy 1& Get 1 free” offers at over 200 Outlets with new Arab Bank Diners Choice
  • Free supplementary credit cards for the first year
  • Arab Bank Credit Shield
  • Extensive national and worldwide acceptance
  • Quick credit card application processing time

Frequently Asked Questions

⭐ What are the annual fees charged on the supplementary credit cards from the second year?

A. AED 100 is charged as annual fees on the supplementary credit cards.

⭐ What are the annual fees for the elite customers?

A. There are no annual fees charged for the elite customers.

⭐ Can I change my credit card PIN?

A. Yes, you can change your credit card PIN on paying AED 30.

⭐ What are the charges on insurance?

A. 0.5% of the outstanding balance is charged as insurance premium per month.

⭐ Is it mandatory to get insurance cover?

A. No, insurance for the credit card is optional.

⭐ To get a concierge service is it mandatory to make a prior booking?

A. Yes, you need to call the customer service and make bookings to avail concierge services.

⭐ What are the offers provided on Arab bank credit cards?

A. Arab bank provides several dining, shopping, etc. discounts. Check here the list of Arab bank credit card offers

⭐ What is the minimum salary required?

A. The minimum salary required for a Arab bank credit card is AED 7500.

⭐ What are the annual fees charged?

A. The annual fees charged on a Arab bank credit card is AED from AED 50. There are no annual fees cards provided too.

⭐ What is the interest rate charged?

A. The interest rate charged on a Arab Bank Credit Card starts from 2.79%.

About Arab

With over 600 branches across five continents, Arab Bank is the largest global bank in UAE. It is headquartered in Amman, Jordan. Arab Bank is also present in key financial markets and centers such as London, Dubai, Singapore, Geneva, Paris, Frankfurt, Sydney, and Bahrain. The bank operates on the following pillars of values:

  • Trust
  • Commitment
  • Corporate responsibility
  • Service Excellence
  • Customer Focus
  • Empowerment
  • Teamwork
  • Transparency.

   Get in touch with Arab Bank Customer Care

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