FGB Standard Card

first-gulf-bank Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.75%

Annual Fee

AED 250

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 5K

Minimum Salary

2.75%

Fx Rate

AED 250

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Features

  • Savings on utility bills with redemption of points against Du and others
  • Peace of mind with meet and free service at the airport
  • The foreign currency rate applicable on overseas transactions is {FX rate}
  • Repayment period of 21 days. Minimum payment of 5% or AED 100 which ever is higher
  • You require a minimum salary of {Min Salary} per month to be eligible for this card
  • Transfer balance at a starting rate of 0.69% flat per month
  • The annual fee applicable on this card is {Annual fee}

Main Benefits

  • Free money transfer worldwide; Lounge access; Complimentary basic meet and greet service; Facilities such as roadside assistance, automatic utility bill payment, accident insurance, credit shield, wallet shield; Redeem points for utility bill payments
  • Get up to 5% cashback on international spends and up to 3% on local spends. No minimum spend required.
  • Choose between three loyalty programs, First Rewards, First Miles and First Cashback. Get 1 First Point for every 1 AED spent. Rewards can be redeemed against vouchers from shopping malls, jewellery stores, electronic stores, online transactions, utility bills and more.

Frequently Asked Questions

Q. What is the maximum personal accident coverage availed through this card?

A. The maximum coverage availed through this card is AED 150000

Q. Is there any processing fee to get an easy access to cash?

A. Processing charges may apply.

Q. How many Supplementary cards can be availed?

A. Six supplementary cards can be availed without any fees, and AED 50 would be charged for any card more than 6 supplementary cards.

Q. Are there any charges for the loss of credit card?

A. No there are no charges for the loss of card, but there is a duplicate statement fee and a card replacement fee of AED 100.