Home Credit Cards Top 10 credit cards that you can consider in UAE (2019)

Top 10 credit cards that you can consider in UAE (2019)

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Credit cards have become a lifestyle necessity for people in the UAE. With an increase in usage of credit cards and healthy competition, banks have started offering bundles of benefits and amazing credit card offers in uae with each card for specific purposes.

Listed below are few handpicked credit cards in UAE:

Standard Chartered Platinum Card

Standard Chartered bank Platinum Card provides unparalleled offers. This is most useful for people who use their credit card on daily basis for grocery shopping, school fees, dining, and entertainment.

Standard Chartered Platinum Card comes with the perks such as:

Cashback up to 10% in grocery stores
Cashback on utility payments, up to 10%
Cashback on school fees up to 10%
Three 20% discounted Careem rides per month

Fees and charges for the Platinum card

Annual fee AED 525
Minimum salary AED 5000

Good for: Frequent shoppers. Can save up to AED 18,000 per annum on using Standard Chartered Platinum Credit Card.

Check Your Eligibility for Standard Chartered Platinum Card

CBD Super Saver Credit Card

As the name suggests, CBD super saver is one of the best credit cards that help in saving on every purchase made using the credit card.

Offers provided on CBD Super Saver card are

Provides 10% cashback on retail spendings
Get 1% cashback on every AED 2 spent on other purchases
50% OFF can be availed at VOX Cinemas
Get 2 free valet parking services

Fees and Charges

Minimum salary AED 12000
Annual fees AED 0(for the first year)

Good for: Frequent shoppers who are looking for cashback card and uses a credit card on monthly regular expenses

Check Your Eligibility for CBD Super Saver Card

Majid Al Futtaim (Najm) Platinum Cashback Card

It is one of the most benefiting credit card available for everyday spending purposes. This provides high discounts on travel and leisure. This card is provided on no annual fees and on low fees & charges.

The Najm Platinum Cashback Card comes with perks such as:

Cashback 1.5%-3% on Carrefour every day and 0.5% on your daily expenditure.
Travel discounts up to 50%
Up to 30% off on dining, shopping, travel, and entertainment at selected outlets in UAE
Buy-one-get-one-free offers on movie tickets at any VOX cinema in the UAE.

Fees and charges levied by the bank on Najm Platinum Cashback card

Minimum salary AED 7000
Annual fee AED 0

Good for: Shoppers looking for 0 annual fees card with a high cashback. Can save up to AED 200 every month on using the card.

Check Your Eligibility for Najm Platinum Cashback Card

Find out the Best Credit Cards for Your Salary Range

ADIB Etihad Guest Visa Platinum Card

If you are a frequent traveler then this ADIB Etihad Guest Visa Platinum Card is the card for you. ADIB has made sure it covers every single corner and provide the best basket of an offer for the travelers.

ADIB Etihad Guest Visa Platinum Card contains offers such as

50,000 Etihad Guest miles upon joining.
On international non-AED transactions, you will receive 3 Etihad Guest miles for every AED 4 equivalent spent and 2.2 Guest miles per every AED 4 spent locally.
Free companion ticket.
Valet parking at selected locations in the UAE
Free roadside assistance 24/7 across the UAE

Fees and charges of the Etihad visa platinum card

Annual fee AED 2000
Minimum salary AED 5000

Good for: Frequent flyers. Can save on your companion’s travel ticket.

Check Your Eligibility for ADIB Etihad Guest Visa Platinum Card

Mashreq SmartSaver Credit Card

Mashreq bank provides a high range of cashback on everyday spendings. It offers cashback at supermarkets, auto rentals, online shopping and much more. There is no maximum limit cap to avail cashback.

Mashreq SmartSaver Card comes with perks such as:

Up to 6% cashback on online purchases
Up to 8% cashback on groceries, fashion, jewelry, etc.
0.5% cashback on every dirham spent in UAE
1% cashback on every dirham spent outside UAE
Free travel insurance

Fees and charges on Mashreq SmartSaver Card

No Annual Fee
Minimum salary AED 5000

Good for: Shoppers who use a credit card on every purchase

Check Your Eligibility for Mashreq SmartSaver Credit Card

Emirates NBD Titanium Credit Card

emirates nbd titanium credit card

The Emirates NBD titanium credit card offers a range of discounts on lifestyle expenses. The card provides the best rewards for all your domestic and international retail spends. This card is known for the “Plus Points” provided.

The benefits of Emirates NBD Titanium Card are:

40% discount at over 100 golf courses worldwide.
Discounts on air tickets and holiday packages.
Redeemable vouchers for every AED 100 retail spend on your card, you will earn 1 Plus Points.
Airport lounge access.

Fees and charges for the Titanium Credit Card

Minimum salary AED 5000
Annual fee AED 400

Good for: Retail shoppers and travelers. Can save up to AED 300 on your monthly spendings.

Check Your Eligibility for Emirates NBD Titanium Credit Card

Suggest Me the Best Credit Card for My Salary Range

RAKBANK Titanium Credit Card

RAKBANK titanium credit card provides holistic benefits and privileges to its members. It provides high cashback on everyday purchases. It provides travel, dining and entertainment benefits.

RAKBank Titanium card comes with features such as

5% Cashback on Supermarkets, Dining & Fuel
Up to 50% Cashback on Cinemas
2% Cashback on your Domestic & International Retail Purchase Transactions, Internet Transactions, and International Cash Advances
Unlimited complimentary access to over 10 VIP lounges in Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airport.

Fees and charges of the RAKBANK Titanium card

Minimum salary AED 10000
Annual fee AED 0

Good for: Shoppers and movie lovers looking for high cashback on 0 annual fees card.

Check Your Eligibility for RAKBANK Titanium Credit Card

Dubai First Platinum Life Card

Dubai first Platinum life card boasts about the privileges and benefits it offers, that no other card in its category can deliver. It provides offers on movie tickets, dining, leisure, etc.

Benefits on Dubai First Platinum Life Card are

Buy-1-Get-1-Free movie tickets
Complimentary airport lounge access.
Valet parking service at selected locations in Dubai and Abu Dhabi
Special offers and discounts on lifestyle, entertainment, shopping, dining, jewelry, wellness and more
Insurance protection

Fees and charges for the Platinum life card

Minimum salary of AED 8000
Annual fee is AED 0 for the first year, renewal AED 550

Good for: Avid travelers and movie lovers.

Check Your Eligibility for Dubai First Platinum Life Card

HSBC Platinum Select Credit Card

HSBC Platinum Select credit card provides you with all the global benefits that HSBC offer without the need to open a bank account with. It provides travel benefits on every AED spent.

Benefits on HSBC Platinum Select Credit Card are

30% off at selected restaurants
15% off on careem rides
50% off on movie tickets at VOX Cinemas in the UAE
Earn 1 Air Mile for every AED 4 spent on the card

Fees and charges for the Platinum Select credit card

No Annual Fees
Minimum salary AED 5000

Good for: Frequent moviegoers, diners, travelers and careem riders.

Check Your Eligibility for HSBC Platinum Select Credit Card

Union National Bank Titanium Credit Card

unb credit card

UNB Titanium credit card is one of the most exclusive premium card offered by UNB. It provides high travel and movie benefits on low charges. This provides UNB miles on every AED spent using the card.

The exclusive benefits on UNB Titanium credit card are

Welcome bonus of up to AED 500 is provided as UNBmiles
1.5 UNB miles for every AED 1 you spend (local) and 3 UNBmiles for every AED 1 spent (international).
Airport lounge access in UAE, Egypt, Jordan, Saudi Arabia and Kuwait
0% interest for 3 months on travel purchases
Free emergency auto assistance
50% movie cashback as UNB miles

Fees and charges for the Titanium credit card

Annual fee AED 0
Minimum salary AED 8000

Good for: Frequent credit card users and travelers.

Check Your Eligibility for Union National Bank Titanium Credit Card

FAB Platinum Visa Credit card

FAB Platinum Mastercard provides a wide range of lifestyle privileges and discounts in UAE and throughout the world. It provides FAB Stars on every AED spent and high travel benefits as well.

Some of the features of FAB Platinum card are:

Earn up to 1.75 FAB Stars for every AED 1 spent.
Lifestyle benefits including discounts on movies & access to fitness clubs.
Travel benefits including Meet & Greet, airport transportation & lounge access
Complimentary travel insurance on purchasing tickets using the card.

Fees and charges for the Platinum credit card

Annual fee AED 0
Minimum salary AED 8000

Good for: Frequent moviegoers and travelers looking for 0 annual fees card.

Check Your Eligibility for FAB Platinum Credit card

This ends the list, there are a number of credit cards in the market offering various benefits. It is advisable that you read the fine print and go through the terms and conditions regarding every single offer before selecting a particular card.

Top 5 factors to consider before getting a credit card

There are certain things you must consider before getting a credit card

Usage pattern

Know your spending habits and get a card which is more beneficial.

Fees and charges

Check the fees and charges associated with a credit card like annual fees, late payment charges, cash withdrawal charges, charges on exceeding the credit limit and few more.

Cashback rewards

There are several cards providing cashback on using the card, check which card gives you more cashback offers.

Spending rewards and points

Credit cards provide exclusive discounts and points for using their cards which can be redeemed for various benefits like airport lounge access, golf club access and much more.