Last Updated on 20 August 2025

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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HSBC Platinum Select Credit Card

HSBC Bank

Platinum Select Credit Card

HSBC Platinum Select Credit Card
Interest Rate

3.69%

Minimum Salary

AED 5K

Fx Rate

2%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

HSBC Platinum Select Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Earn rewards on every spend and redeem them for flights, hotels, shopping, and more.
  • Enjoy up to 56 interest-free days on purchases when balance is paid in full.
  • Transfer balances from other UAE credit cards to save on interest.
  • Get a complimentary 12-month Careem Plus subscription.
  • Avail up to 50% off dining bills with Zomato Gold membership.
  • Enjoy discounts at over 400 restaurants across the UAE.
  • Access 200+ lifestyle offers across dining, retail, and hotels in MENA.
  • Get Buy 1 Get 1 Free movie tickets every month with minimum spend.
  • Enjoy up to 25% off food and drinks at cinemas across the UAE.
  • Benefit from automatic extended warranty up to 1 year on purchases.
  • Shop confidently with purchase protection against theft or damage.
  • Add your card instantly to your digital wallet via the HSBC UAE app.
  • The Forex rate stands at 2%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 5,000 to be eligible for this card.
  • You can transfer your balance at the rate of 0% for 6 months.
  • There is a processing fee of 2.99% or AED 200, whichever is higher.
  • There is no annual fee for this card.
  • the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.

Required Documents

  • Passport copy and Emirates ID.
  • Valid residence visa (for non-GCC nationals).
  • Proof of UAE residency: Tenancy agreement / EJARI / property title deed / utility bill (max 2 months old).
  • Proof of income: Latest 2 salary credits into HSBC account / last 2 bank statements / salary certificate (issued in the last month).
  • For supplementary cardholders: Passport and Emirates ID details.
  • Security cheque for 120% of the approved credit limit.

Main Benefits

  • Earn travel rewards and redeem for flights, hotels, and holiday packages.
  • Save more with dining, shopping, lifestyle, and cinema discounts.
  • Get extra peace of mind with extended warranty and purchase protection.
  • Manage finances better with balance transfer options and lower interest costs.
  • Access global offers across 19,000 outlets in over 160 countries.
  • Enjoy instant card access through digital wallet without waiting for delivery.
  • Get up to 1 airmile for every AED 4 spent

Frequently Asked Questions

⭐ What is the eligibility age to avail this card?

A. Your age should be in between the age group of 21 and 65 years of age.

⭐ Can I avail airmiles on my supplementary card?

A. Yes, you can avail airmiles on my supplementary card.

⭐ For how long can I avail extended warranty?

A. You can extended warranty for one year after your original warranty expires.

⭐ Is there any cash advance withdrawal fee?

A. You have to pay a fee of 3% of the total amount or AED 100 which ever is higher.

⭐ Who provides credit shield along with this card?

A. Metlife, an American Insurance company provides credit shield on the behalf of HSBC.

   Get in touch with HSBC Customer Care

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