ADCB LuLu Platinum Card

adcb Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Interest Rate

AED 15K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Features

  • You can earn a higher rate of LuLu points on your non LuLu purchases.
  • You need a monthly spend goal of AED 5000 to avail this card.
  • Credit shield at a nominal charge.
  • Save immensely on balance transfer on convenient interest rates. The outstanding balance can be paid up to 12 months.
  • Credit card loan as and when required.
  • You can split your transactions into different installments of up to 24 months.
  • You can avail the advantage to redeem your points for vouchers to spend at any of the LuLu stores across UAE,
  • You can also earn free shopping at LuLu stores by spending on this credit card.
  • The Forex rate is at a rate of 3.89%
  • You require a minimum salary of AED 15,000 to avail this card.
  • There is no annual fee on this card.

Main Benefits

  • You can maximize your rewards by making more purchases on this card, like dining, fuel, utility, school fees etc.
  • You get 3 complimentary airport lounge accesses by the use of this card.
  • Get unlimited lounge accesses in 12 selected cities across middle east, which includes Jeddah, Amman, Dubai, Cairo, Kuwait and Abu Dhabi.
  • Avail benefits at Ferrari world and Yas water world.
  • Get 15% discount on entry passes and merchandizes and 10% discount on food and beverages and free ticket upgrade.
  • 24/7 Mobile banking
  • Avail convenient payment options like ‘Internet banking’, ‘Mobile banking app’ or through any of ADCB’s branches or ATMs to deposit cash.
  • You can continue to earn up to 5% rewards as LuLu points on your LuLu purchases.
  • You can earn up to 5 LuLu points on the spending of AED 1 from your card and 1.25 LuLu points per AED 1 on purchase of other products.

Frequently Asked Questions

Q. Is there any membership fees to enroll in the LuLu points program?

A. No. There is no membership fees for this program. You are automatically enrolled in this program as you have the membership of this card.

Q. Do the LuLu points expire?

A. Yes, the LuLu points expire after 3 years from the date of the month during which such LuLu points were earned.

Q. Will the Bank help during any fraudulent transactions happened over my card?

A. The Cardholder will completely be responsible for any transaction happened over his card, and will be fully liable for the payment.

Q. In what all transactions does One time Pin apply?

A. One time pin applies only for selected transactions, which include Registering for ADCB Personal Banking, Regenerating a forgotten password, Changing your password, Making funds transfer and in the case of islamic cards you can pay Etisalat bills.

Q. What should I do if my mobile number is not updated?

A. You should immediately contact ADCB to get your details updated. You can also avail the option of sending your OTP to your email id.

Q. Are the LuLu points transferable to someone else?

A. No, the LuLu points are not transferable to anyone else.

Q. Can we exchange LuLu points for cash?

A. No, the points cannot be exchanged.