ADCB LuLu Platinum Card
Last Updated on 17 July 2020
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
LuLu Platinum Card
- You can earn a higher rate of LuLu points on your non LuLu purchases.
- You need a monthly spend goal of AED 5000 to avail this card.
- Credit shield at a nominal charge.
- Save immensely on balance transfer on convenient interest rates. The outstanding balance can be paid up to 12 months.
- Credit card loan as and when required.
- You can split your transactions into different installments of up to 24 months.
- You can avail the advantage to redeem your points for vouchers to spend at any of the LuLu stores across UAE,
- You can also earn free shopping at LuLu stores by spending on this credit card
- The Forex rate is at a rate of 2.99%
- You require a minimum salary of AED 15,000 to avail this card.
- There is no annual fee on this card.
- You can maximize your rewards by making more purchases on this card, like dining, fuel, utility, school fees etc.
- You get 3 complimentary airport lounge accesses by the use of this card.
- Get unlimited lounge accesses in 12 selected cities across middle east, which includes Jeddah, Amman, Dubai, Cairo, Kuwait and Abu Dhabi.
- Avail benefits at Ferrari world and Yas water world.
- Get 15% discount on entry passes and merchandizes and 10% discount on food and beverages and free ticket upgrade.
- 24/7 Mobile banking
- Avail convenient payment options like ‘Internet banking’, ‘Mobile banking app’ or through any of ADCB’s branches or ATMs to deposit cash.
- You can continue to earn up to 5% rewards as LuLu points on your LuLu purchases.
- You can earn up to 5 LuLu points on the spending of AED 1 from your card and 1.25 LuLu points per AED 1 on purchase of other products.
Frequently Asked Questions
⭐ Is there any membership fees to enroll in the LuLu points program?
A. No. There is no membership fees for this program. You are automatically enrolled in this program as you have the membership of this card.
⭐ Do the LuLu points expire?
A. Yes, the LuLu points expire after 3 years from the date of the month during which such LuLu points were earned.
⭐ Will the Bank help during any fraudulent transactions happened over my card?
A. The Cardholder will completely be responsible for any transaction happened over his card, and will be fully liable for the payment.
⭐ In what all transactions does One time Pin apply?
A. One time pin applies only for selected transactions, which include Registering for ADCB Personal Banking, Regenerating a forgotten password, Changing your password, Making funds transfer and in the case of islamic cards you can pay Etisalat bills.
⭐ What should I do if my mobile number is not updated?
A. You should immediately contact ADCB to get your details updated. You can also avail the option of sending your OTP to your email id.
⭐ Are the LuLu points transferable to someone else?
A. No, the LuLu points are not transferable to anyone else.
⭐ Can we exchange LuLu points for cash?
A. No, the points cannot be exchanged.
Get in touch with ADCB Customer Care
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