Dubai Islamic Bank Prime Gold Credit Card

dubai-islamic-bank Bank

WarningMessage This product is by the Bank

Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

1.95%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 5K

Minimum Salary

1.95%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
  • This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
  • 80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
  • A customer can do multiple balance transfer transactions with this card.
  • For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.
  • There is no annual fee on this card.

Main Benefits

  • You can redeem Wala's payments for Utility bills and get 0.75% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.
  • With Wala reward system, you will get 0.75% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.

Frequently Asked Questions

Q. What is the maximum limit for a cash withdrawal transaction on this card?

A. There is a maximum limit of AED 3000 on this card.

Q. Will the supplementary card holder be liable for any transaction on this card?

A. The primary and secondary card holder, both will jointly be responsible for any transaction over this card.

Q. What happens if I exceed my credit limit on this card?

A. Your card will immediately get cancelled in any circumstances.

Q. Will the bank count all the transactions that has happened without any knowledge of mine?

A. No, the bank will hold you responsible for any transaction happening over your card.

Q. Does Wala points have any expiration date?

A. Wala points will expire after 2 years from the date you get these points