ADCB TouchPoints Titanium Credit Card with MyChoice*

adcb Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.89%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 8K

Minimum Salary

2.89%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Features

  • This is the card that is built on choice.
  • This card gives you the flexibility to earn rewards in the categories you buy the most, so you can spend on the things you want.
  • You only get rewards that fit your life.
  • To earn my ‘My choice’ rewards you need to make a total purchases of AED 2500 every month for each of the enrolled categories in this reward system.
  • Credit shield on nominal fee.
  • Convenient payment options.
  • You can transfer your outstanding balance to this card and save on interest rates. You can also avail credit card loan
  • You can split your transactions into different instalments and pay them up to 24 months.
  • Forex rate for this card stands at 2.89%
  • You have 25 days of interest free period and minimum payment of 5% or 100 AED which ever is higher
  • You need a minimum salary of AED 8000 to avail this card.
  • There is no annual fee for this card.

Main Benefits

  • With my choice reward points, you can choose the rewards that fit your life. You can get the freedom to decide how you want to earnt those points.
  • To earn my ‘My choice’ rewards you need to make a total purchases of AED 2500 every month for each of the enrolled categories in this reward system.
  • Avail ‘Buy 1 get 1 free’ offer at VOX cinemas.
  • You can enjoy 3 complimentary lounge access to premium airport lounges across various cities in the country.
  • Complimentary golf access.
  • Benefits at Ferrari world Abu Dhabi and Yas Water World.
  • Avail 25% off at the finest restaurants in UAE.
  • Avail convenient payment options like ‘Internet banking’, ‘Mobile banking app’ or through any of ADCB’s branches or ATMs to deposit cash.
  • You can earn up to two free movie tickets per month with this card.
  • You can earn MyChoice bonus rewards of upto 10,000 TouchPoints per category per month.
  • You can also earn up to 0.75 TouchPoint per AED 1 purchase every time you make purchases with your ADCB TouchPoints Credit Card.

Frequently Asked Questions

Q. What is the rate for balance transfer for this card?

A. There is a rate of 0.8% for EMI plan transfers and 0.75% for non EMI plan transfers.

Q. Is there a specific credit score to avail the credit card of this bank?

A. No, there isn't any specific credit score to avail this card, but the customer should have a prior good credit score to avil this card.

Q. Will the Bank help during any fraudulent transactions happened over my card?

A. The Cardholder will completely be responsible for any transaction happened over his card, and will be fully liable for the payment.

Q. What is the minimum spend required to avail my choice program?

A. You need to spend a minimum of AED 2500 to avail this program.

Q. What should I do if my mobile number is not updated?

A. You should immediately contact ADCB to get your details updated. You can also avail the option of sending your OTP to your email id.