Dubai Islamic Bank Prime Signature Credit Card

dubai-islamic-bank Bank

WarningMessage This product is valid by the Bank

Profit Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

1.95%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

3.25%

Profit Rate

AED 15K

Minimum Salary

1.95%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • This card is offered by invitation only.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED15000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
  • This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
  • 80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
  • A customer can do multiple balance transfer transactions with this card.
  • For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Main Benefits

  • You can redeem Wala's payments for Utility bills and get 1.50% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.
  • Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world.
  • Avail personalized customer care service 24 hours a day with this card.
  • Get multi travel insurance of up to US $ 1000000, with this card.
  • Get amazing Visa discounts at over 75 selected restaurants and have an amazing dining experience.
  • Get exclusive privileges at more than 900 hotels around the world with best benefits.
  • Avail complimentary valet parking services in Dubai and Abu Dhabi.
  • With Wala reward system, you will get 1.5% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.

Frequently Asked Questions

Q. Is there a limit to the concierge services that we can avail?

A. There is no limit to the concierge services. You can avail them every time you make flight reservations according to your need and convenience.

Q. Does multi travel insurance include lost baggage?

A. Yes, multi travel insurance includes loss of baggage as well.

Q. Does Visa Fine Dining program have any expiry?

A. You need to renew your membership by visiting the website of VISA Middle East

Q. Do we get any food vouchers with this card?

A. Yes, we get food and beverage voucher worth $25

Q. How much does credit shield cover for involuntary loss of employment?

A. You get a maximum coverage of AED 30000 for involuntary loss of employment