Last Updated on 20 August 2025
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.HSBC Advance Credit Card
Advance Credit Card
Features
- Earn 1 Air Mile for every AED 1 spent on your credit card worldwide.
- Get purchase protection for 90 days, covering theft or damage up to USD 5,000 per year.
- Enjoy up to 56 interest-free days when the balance is cleared in full each month.
- Complimentary 12-month Careem Plus subscription when you use your card on the Careem app.
- Avail up to 50% off dining bills at 4,000+ restaurants across the UAE with Zomato Gold membership.
- Get discounts at 400+ restaurants across the UAE.
- Access global offers on dining, travel, and shopping with the Home & Away programme.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema dining.
- Enjoy a free 2-year MyUS membership and save up to 30% on international shipping.
- Get VIP lounge access and 15% off shopping at Bicester Village destinations worldwide.
- Save on travel bookings with discounts on flights and hotels throughout the year.
- Earn up to 7% cashback as wallet credits on Booking.com stays (capped at EUR 200).
- Enjoy 15% off stays at 5,500+ IHG Hotels worldwide with late checkout.
- Access 4 complimentary airport lounges annually worldwide with Mastercard Travel Pass.
- Save 20% and enjoy a complimentary upgrade on Avis car rentals globally.
- Get up to 10% off Budget car and truck rentals in 3,350+ locations worldwide.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless payments.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You require a minimum salary of AED 15000
- You can transfer your balance at the rate of 0% for 6 months.
- There is a processing fee of 2.99% or AED 200, whichever is higher.
- There is no annual fees on this card.
- Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.
Main Benefits
- Earn Air Miles on every spend and redeem them for flights, hotels, and more.
- Shop stress-free with purchase protection for accidental damage or theft.
- Save on dining, shopping, entertainment, and travel both locally and internationally.
- Enhance your lifestyle with Careem Plus, Zomato Gold, and exclusive global offers.
- Travel in comfort with complimentary airport lounge access and hotel discounts.
- Enjoy entertainment perks like cinema offers and shopping privileges worldwide.
- Benefit from added convenience with digital wallet integration for instant use.
- Access global car rental discounts and upgrades for hassle-free travel.
- You can earn 1 airmile for 1 AED.
- You can redeem these airmiles for travel accommodation, airline tickets, electronics, entertainment, shopping vouchers or donations.
- You can redeem your airmiles for any flights to any destinations
Frequently Asked Questions
⭐ How many supplementary cards can you renew with this card?
A. You can renew a unlimited number of supplementary cards with this card.
⭐ Is there a age limit to renew supplementary cards?
A. You have to be 16 years of age to own a supplementary card.
⭐ Is there a minimum spend requirement for Valet parking?
A. Yes, you need to spend AED 3000 to avail Valet parking services
⭐ What is the maximum amount for which purchase protection can be availed?
A. Purchase protection can be availed on the amount of AED 5000 worth of purchases.
⭐ Can the British airways discount be availed on the flights?
A. British airways discount can be availed for one way tickets originating from United Arab Emirates to UK, Europe, USA & Canada.
Get in touch with HSBC Customer Care
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