Last Updated on 19 January 2024

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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HSBC Black Credit Card

HSBC Bank

Black Credit Card

HSBC Black Credit Card
Interest Rate

3.69%

Minimum Salary

AED 50K

Fx Rate

2%

Annual Fee

AED 1.575K

Balance Transfer

Yes

Cashback

No

HSBC Black Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 50K

Minimum Salary

fx rate

2%

Fx Rate

annual fee

AED 1.575K

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • This card is recognized over 32 million establishments.
  • This card offers you benefits home and abroad.
  • This card offers you a team of financial advisers and helps you achieve your financial goals.
  • This bank offers you an instant credit card with an instant approval.
  • This card also provides an instant limit approval.
  • This card also offers 24 hour delivery of your card.
  • The Forex rate stands at 2%
  • You get an interest free period of up to 56 days.
  • You require a minimum salary of AED 50000 to be eligible for this card.
  • You can transfer your balance at the rate of 0% for 6 months.
  • There is a processing fee of 2.99% or AED 200, whichever is higher.
  • The annual fee for this card is AED 1575.
  • Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.

Main Benefits

  • Get a Welcome Bonus of AED 500 to the Primary Card. T&Cs apply. Offer valid up to 30th April 2024.
  • Enjoy complimentary access to air lounges at more than 1000 airports around the world with Travel pass.
  • Can get up to 10% off on British Airways airfares
  • Get travel discounts with clear trip, Agoda and Ministry of Villas.
  • Get 15% discount on your stay at IHG Hotels & Resorts.
  • Free Valet parking across Dubai and Abu Dhabi.
  • Buy one get one free offers at VOX cinemas with this card.
  • Get offers with Reebonz and AED 350 in your account as a new Reebonz member.
  • Avail of international concierge service with this card.
  • Also, Get 6 careem complimentary airport rides & save up to 110 AED each time. Use Promo Code: MAUAE6. T&Cs Apply.
  • You also get travel inconvenience insurance and travel medical insurance with this card.
  • Get 150,000 sign-up air miles with your new HSBC Black Credit Card
  • Receive 75,000 anniversary air miles on renewal of your membership from the second year onwards
  • You can earn 2.5 miles for every AED 1 spent on travel related purchases, including hotels, airlines and car rentals.
  • Earn 1.5 miles for every AED 1 spent in all currencies other than Dirhams.
  • Earn 1.5 air miles for every AED 1 spent on all online purchases.
  • Earn 1 air miles for every AED 1 spent on all other purchases

Frequently Asked Questions

⭐ How much discount can I avail on Expedia with this card?

A. You can avail a discount of 10% on Expedia with this card.

⭐ Can I avail luxury serviced apartments only in UAE?

A. You can avail luxury apartments across London, New York, Los Angeles, Paris, and Rome. You can also access 8 Oakwood properties across eight countries in Asia Pacific, including China, Japan, Thailand and India

⭐ How many types of Valet parking does this card offer?

A. You can avail Standard Complimentary Parking or Limited Time Complimentary Parking with this card.

⭐ Does this card provide any cashback on movie tickets?

A. This card doesn't provide any cashback on movie tickets with VOX or any other privileges.

⭐ Does the Offer on Careem apply only for Careem customers?

A. The offer on Careem is applied only for Careem customers. You can sign up for Careem and avail the first ride free by applying the promo code..

   Get in touch with HSBC Customer Care

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