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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.HSBC Cash Plus Credit Card Credit Card
Cash Plus Credit Card Credit Card
Features
- Earn 1% daily cashback on all purchases, with no minimum spend or maximum earning cap.
- Receive 10% bonus cashback annually when minimum spend requirements are met.
- Annual fee waived for the first year; subsequent years waived when spending AED 24,000 or more.
- Welcome rewards: AED 800 Amazon gift card on spending AED 10,000 within 60 days + AED 100 first-time mobile wallet usage.
- Complimentary 12-month Careem Plus subscription.
- Buy 1 Get 1 Free movie tickets every month when spending AED 10,000 in the booking month, plus 25% off food and drinks at cinemas.
- Up to 50% off dining bills at over 4,000 restaurants with Zomato Gold membership.
- Cashback and savings on hotel bookings via Booking.com (up to 7% back) and home&Away offers.
- Airport lounge access: over 1,000 lounges worldwide; complimentary for cardholder + 1 guest, USD 32 per extra guest per visit.
- 24-hour Visa Concierge for restaurant bookings, travel, and bespoke services.
- Complimentary multi-trip travel insurance up to USD 500,000 per trip (up to 90 days).
- Extended warranty: doubles the original manufacturer’s warranty up to 1 year.
- Save up to 30% on Airport Meet & Assist services at 450+ locations worldwide.
- Instant digital card access for contactless payments via HSBC UAE app.
- Fraud protection: up to USD 2,500 per claim and USD 4,000 per year.
- Annual fee: AED 0 first year; AED 1,050 including VAT from year 2.
- Fixed APR: 44.28% on purchases and cash withdrawals.
- Minimum monthly salary requirement: AED 30,000.
Required Documents
- To apply for the HSBC Cash Plus Credit Card, you need to provide:
- Proof of Identity -Valid Passport, Emirates ID, UAE Residence Visa (for non-GCC nationals).
- Proof of Residency (any one):Tenancy agreement or EJARI, Title deed (if homeowner), Recent utility bill (not older than 2 months).
- Proof of Income:Salary certificate issued within the last month, Last 3 months’ bank statements showing salary credits (or 3 salary credits into HSBC account).
- For Additional Cardholders:Passport and Emirates ID copies, Proof of address if different from main cardholder
- Additional Requirement: Security cheque equal to 120% of the credit facility (not required for existing Premier or Global Private Banking customers).
Main Benefits
- Earn cashback on every purchase, automatically applied daily with no caps or minimum spends.
- Additional bonus cashback rewards encourage higher spending throughout the year.
- Enjoy lifestyle perks including dining discounts, cinema offers, and travel privileges worldwide.
- Complimentary Careem Plus subscription enhances daily commuting and rideshare convenience.
- Travel safer and easier with airport lounge access, multi-trip travel insurance, Meet & Assist services, and Visa Concierge.
- Digital wallet integration ensures fast, secure, and contactless transactions.
- Cashback, dining, and hotel deals combine to maximize everyday value and savings.
- Fraud protection and extended warranty provide peace of mind for purchases.
Frequently Asked Questions
Q. What is the minimum salary required to apply for the Cash+ Credit Card?
A. The minimum monthly income required is AED 30,000.
Q. How much cashback can I earn on purchases?
A. Earn 1% daily cashback on all eligible purchases with no minimum spend or cap, plus 10% bonus cashback when qualifying annual spend requirements are met.
Q. Are lifestyle benefits included?
A. Yes, including Zomato Gold dining discounts, cinema ticket offers, Careem Plus subscription, hotel and travel discounts, airport lounge access, travel insurance, and concierge services.
Q. Is there an annual fee?
A. No fee for the first year. From the second year, the annual fee is AED 1,050 including VAT, waived if annual spend is AED 24,000 or more.
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