Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
HSBC Max Rewards Credit Card

Max Rewards Credit Card
Features
- 1 Air Mile per AED 1 spent on all purchases.
- Double Air Miles on dining, travel, fitness & entertainment with AED 3,000+ monthly spend.
- Up to 50% dining discounts + complimentary Zomato Gold. Buy-1-Get-1 free movie tickets + 20% off snacks.
- 12 free airport lounge visits per year.
- 7% cashback on Booking.com stays.
- Free travel insurance up to USD 500,000.
- Up to 12 Fitness First visits for AED 1 (with AED 6,000+ spend).
- Free 12-month Careem Plus subscription.
- Instant digital card via HSBC app.
- Annual fee waived (first year, or AED 12,000 yearly spend).
- Visa concierge & purchase protection.
- Eligible for UAE residents, 21–65 years, earning AED 10,000+ monthly.
Main Benefits
- Air Miles on all purchases – 1 Mile per AED 1, with double Miles on dining, travel, fitness & entertainment (spend AED 3,000+ monthly).
- Dining discounts – Up to 50% off at 4,000+ restaurants with free Zomato Gold.
- Cinema offers – Buy-1-Get-1 free tickets + 20% off snacks monthly.
- Travel perks – 12 free airport lounge visits, 7% cashback on Booking.com, and free travel insurance up to USD 500,000.
- Fitness benefit – Up to 12 Fitness First visits per month for AED 1 (with AED 6,000+ spend).
- Lifestyle extras – Free 12-month Careem Plus, global home & Away shopping/travel deals.
- Convenience – Instant digital card via HSBC app, 24/7 Visa concierge, and purchase protection.
- Annual fee waiver – First year free; then waived with AED 12,000 yearly spend.
- Balance transfer option – Move balances from other UAE credit cards.
Frequently Asked Questions
Q. What payment plans are available?
A. Flexi Instalment Plan: Convert purchases into monthly instalments (3–36 months).
Cash Instalment Plan: Access cash up to your limit with easy repayment.
Balance Transfer: Move balances from other UAE cards to save on interest.
Q. Do I need an HSBC account to apply?
A. No, you can apply without holding an HSBC account.
Q. What are the eligibility criteria?
A. Age: 21–65 years
Income: Minimum AED 10,000 per month
UAE resident (salaried or self-employed)
Q. Is there an annual fee?
A. Year 1: Free
From Year 2: AED 630 (incl. VAT), waived if you spend AED 12,000+ annually.
Q. Can I access cash with this card?
A. Yes, through the Cash Instalment Plan, subject to your credit limit.
Q. Can HSBC change the benefits?
A. Yes, HSBC may update benefits and will inform customers of any changes.
Get in touch with HSBC Customer Care