Last Updated on 03 October 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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HSBC Zero Credit Card

HSBC Bank

Zero Credit Card

HSBC Zero Credit Card
Interest Rate

3.69%

Minimum Salary

AED 10K

Fx Rate

2%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

HSBC Zero Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 10K

Minimum Salary

fx rate

2%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Applicant must be of minimum 21 years
  • Only UAE residents are eligible
  • Can avail balance transfer
  • Can get purchase protection
  • A minimum salary of AED 10,000 is required.
  • Note: Beginning from 15th November 2022, the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.

Main Benefits

  • Get AED 500 welcome bonus cashback on applying & offer is valid till 30 April 2023
  • No annual fees are charged
  • No charges on exceeding the credit limit
  • No charges on cash advance
  • No processing fee on balance transfer
  • No processing fee and 0% interest rate on converting regular payments to Easy Payment Plan
  • Can get up to 30% off on dining at selected restaurants
  • Can get 1000+ discounts at HSBC Entertainment App
  • Can get up to 10% off on British Airways airfares
  • Can avail dining offers on Dine & Fly app

Frequently Asked Questions

⭐ How many movie tickets can be availed at a discounted price?

A. Up to 10 tickets can be availed at a discounted price per month. Per transaction up to 4 tickets can be availed.

⭐ Is there any interest rate charged on a cash advance taken?

A. Yes. There is an interest rate of 3.50% is charged on the cash advance.

⭐ What is the maximum tenure provided on Easy payment plan?

A. The maximum tenure of 36 months is provided on Easy Payment Plan.

⭐ What is the interest rate charged on balance transfer?

A. 0.99% is the interest rate charged on balance transfer.

   Get in touch with HSBC Customer Care

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