HSBC Live Plus Credit Card

Features

• Get cashback of AED 900 applying for a credit card by November 30th 2025, just spend AED 10,000 in the first 60 days.
• This offer is available only on primary cards. If you apply for a new primary credit card, or have applied for one in the 6 months prior to your application, you will not be eligible for this offer.
• Enjoy exclusive cashback rewards with your card. Earn 6% cashback on dining (up to AED 200), 5% cashback on fuel (up to AED 200), and 2% cashback on groceries, education, and entertainment (up to AED 200 each) per statement cycle. To qualify, simply spend at least AED 3,000 per month.
• You can earn 0.5% on all other spendings, and when you spend less than AED 3,000 a month
• Use credit card and get up to 8% off accommodation with Booking.com
• Get 12 complimentary visits for you and your cardholders at more than 1,000 lounges. This is valid when you make at least one international purchase worth USD 1 with your HSBC Visa card 15 days prior to your travel
• Free for first year, later onwards AED 313.95 including VAT

Required Documents

• To apply for Live Plus Credit Card the below documents are required:
• you’ll need valid ID documents like your passport, Emirates ID, and residence visa (for non-GCC nationals).
• Provide proof of UAE residency—such as an EJARI, recent utility bill (under 2 months old), or property title deed.
• Submit income proof with either your last 2 salary-credited bank statements or a recent salary certificate (issued within a month).

Main Benefits

• Enjoy spending with your credit card and get cashback rewards on purchases.
• There is no annual fee for first year
• Enjoy the benefit of no annual fee for the first year of your card membership. To continue enjoying this perk, simply ensure your annual spending reaches AED 12,000 or more.
• Take advantage of our interest-free offer on purchases for up to 56 days. Simply pay your monthly balance in full each month to enjoy this benefit.
• Enjoy a complimentary 12-month Careem Plus subscription when you add and use your HSBC credit card on the Careem app.
• Enjoy exclusive savings on your dining experiences! With your complimentary Zomato Gold membership, you can now receive up to 50% off your bills at over 4,000 restaurants across the UAE.
• Enjoy exclusive discounts at over 400 restaurants across the UAE simply by using your credit card to pay.
• Enjoy fantastic offers with our movie ticket promotion! Get a free movie ticket every month when you purchase one, and save up to 25% on food and drinks at participating cinemas across the UAE.
• Explore exclusive benefits with the Timeout and Golf Access Programme! Enjoy over 200 offers on dining, retail, and accommodations across the MENA region.
• You can get great deals on shopping, travel, dining and more worldwide with home & Away
• Get a complimentary travel insurance coverage of up to USD 500,000 for you and your family on all trips lasting up to 90 days. This coverage includes a certificate of insurance for your convenience.
• Your card offers an automatic extended warranty on purchases made in full. This benefit doubles the original manufacturer's warranty for up to one year.
• Visa Concierge is your go-to service for a wide range of needs, including restaurant reservations, travel arrangements, and other personalized assistance. Contact us at 800-0441-3487 to experience the convenience of Visa Concierge.
• Enjoy the convenience of contactless payments by adding your HSBC UAE cards to your digital wallet today. You can do this immediately, even before your physical cards arrive, by accessing your card details in the HSBC UAE app.
• You are protected against fraudulent transactions on your card. This protection covers up to USD 2,500 per claim and up to USD 4,000 annually.

Frequently Asked Questions