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Thank you for providing your details.HSBC Emirates Skywards Signature Credit Card
Emirates Skywards Signature Credit Card
Features
- Earn up to 1.75 Skywards Miles per USD 1 equivalent on Emirates and flydubai direct bookings in AED.
- Earn 1 Skywards Mile per USD 1 on non-AED transactions.
- Earn 0.75 Skywards Mile per USD 1 on AED transactions.
- Earn 0.1 Skywards Mile per USD 1 on government services, public transport, telecoms, utilities, education, real estate, fuel, groceries, supermarkets, insurance, and auto dealers.
- Welcome bonus: 10,000 Skywards Miles on annual fee payment + 15,000 bonus Miles on spending AED 20,000 in the first 60 days.
- Fast track to Emirates Silver Tier: Spend AED 180,000 in 12 months including AED 10,000 directly with Emirates (from Year 2).
- Access Skywards Living: multiply your Skywards Miles when spending with Emirates Skywards partners.
- 12 complimentary airport lounge visits per year for primary and supplementary cardholders (requires at least one international purchase 15 days before travel).
- Complimentary 12-month Careem Plus subscription.
- Digital card instantly available via HSBC UAE app for contactless payments.
- Multi-trip travel insurance up to USD 500,000 per trip for cardholder and family (trips up to 90 days).
- Visa Luxury Hotels privileges: room upgrades, complimentary breakfast, best rate guarantee.
- Save up to 30% on Airport Meet & Assist at 450+ locations globally.
- Annual fee: AED 1,050 (including VAT).
- Fixed APR: 44.28% on purchases and cash withdrawals.
- Minimum monthly salary requirement: AED 10,000.
Required Documents
- To apply for the HSBC Emirates Skywards Signature Credit Card, you need to provide:
- Proof of Identity -Valid Passport, Emirates ID, UAE Residence Visa (for non-GCC nationals).
- Proof of Residency (any one):Tenancy agreement or EJARI, Title deed (if homeowner), Recent utility bill (not older than 2 months).
- Proof of Income:Salary certificate issued within the last month, Last 3 months’ bank statements showing salary credits (or 3 salary credits into HSBC account).
Main Benefits
- Earn Skywards Miles on every eligible purchase and redeem them for flights, upgrades, hotels, partner airlines, and gift cards.
- Skywards Miles never expire as long as the card and Emirates Skywards account are active.
- Travel worldwide for less with Airalo data roaming, Booking.com cashback (up to 7%), Agoda discounts (up to 12%), and Visa Luxury Hotels privileges.
- Enjoy 12 complimentary airport lounge visits annually for the cardholder and supplementary users.
- Save up to 50% on dining at over 4,000 UAE restaurants with Zomato Gold membership.
- Buy 1 Get 1 Free monthly movie tickets with 20% off food and drinks at cinemas.
- Shopping discounts including up to 30% off Samsung products.
- Access global home&Away offers for dining, shopping, and travel.
- Complimentary multi-trip travel insurance ensures protection for cardholder and family.
- Purchase protection ensures your eligible purchases are safeguarded against theft or damage.
- Skywards Living benefits accelerate Miles earning with Emirates Skywards partners.
Frequently Asked Questions
Q. What is the minimum salary required for the HSBC Emirates Skywards Signature Credit Card?
A. You need to earn at least AED 10,000 per month.
Q. How many Skywards Miles can I earn per spend?
A. You can earn up to 1.75 Skywards Miles per USD 1 equivalent on Emirates and flydubai bookings, and different earn rates on other spends.
Q. Do Skywards Miles earned on this card expire?
A. No, Skywards Miles will not expire as long as your Emirates Skywards account and card remain active.
Q. What are the annual fees for this card?
A. The annual fee is AED 1,050 (including VAT).
Q. Does the card offer airport lounge access?
A. Yes, you get 12 complimentary lounge visits per year for yourself and additional cardholders.
Q. Is travel insurance included?
A. Yes, you receive complimentary multi-trip travel insurance covering trips up to 90 days and up to USD 500,000 in benefits.
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