Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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HSBC Emirates Skywards Infinite Credit Card

HSBC Bank

Emirates Skywards Infinite Credit Card

HSBC Emirates Skywards Infinite Credit Card
Interest Rate

3.69%

Minimum Salary

AED 30K

Fx Rate

2.1%

Annual Fee

AED 2.625K

Balance Transfer

Yes

Cashback

No

HSBC Emirates Skywards Infinite Credit Card
interest rate

3.69%

Interest Rate

min salary

AED 30K

Minimum Salary

fx rate

2.1%

Fx Rate

annual fee

AED 2.625K

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Earn up to 2.75 Skywards Miles per USD 1 on Emirates and flydubai bookings in AED.
  • Earn 1.5 Skywards Miles per USD 1 on non-AED transactions.
  • Earn 1 Skywards Mile per USD 1 on AED transactions.
  • Earn 0.25 Skywards Miles per USD 1 on government services, utilities, telecoms, education, real estate, fuel, groceries, insurance, and auto dealers.
  • Skywards Miles never expire as long as your Emirates Skywards account and card remain active.
  • Multiply Miles faster through Skywards Living partner spends.
  • Welcome & Bonus Offers
  • 20,000 Skywards Miles when you pay the annual fee.
  • 30,000 bonus Skywards Miles on spending AED 50,000 in the first 60 days.
  • Offer valid between 1 October 2024 and 30 September 2025. Complimentary Emirates Skywards Silver Tier membership.
  • Unlimited airport lounge access for cardholder and 1 guest (via Visa Airport Companion app).
  • Three complimentary UAE beach club visits per month (from November 2024).
  • Complimentary multi-trip travel insurance of up to USD 500,000.
  • Instant digital card availability through HSBC UAE app.
  • Balance transfer facility for consolidating other UAE credit cards.
  • Annual fee: AED 2,625 (inclusive of VAT).
  • APR: 44.28% fixed on purchases and cash withdrawals.

Required Documents

  • To apply for the HSBC Emirates Skywards Infinite Credit Card, you need to provide:
  • Proof of Identity -Valid Passport, Emirates ID, UAE Residence Visa (for non-GCC nationals).
  • Proof of Residency (any one):Tenancy agreement or EJARI, Title deed (if homeowner), Recent utility bill (not older than 2 months).
  • Proof of Income:Salary certificate issued within the last month, Last 3 months’ bank statements showing salary credits (or 3 salary credits into HSBC account).

Main Benefits

  • Up to 50,000 Skywards Miles welcome bonus
  • Earn up to 2.75 Miles per USD 1 on Emirates and flydubai bookings
  • Miles never expire while your card and Skywards account are active
  • Complimentary Emirates Skywards Silver membership Travel perks including discounts:
  • Up to 7% back on Booking.com wallet credits.
  • 12% off Agoda stays worldwide.
  • Visa Luxury Hotels privileges with upgrades and breakfast.
  • Discounts on Airport Meet & Assist services.
  • 1GB free international roaming with Airalo plus 15% off additional data.
  • Lifestyle advantages:
  • Zomato Gold membership with up to 50% off dining at 4,000+ UAE restaurants.
  • Complimentary 12-month Careem Plus subscription.
  • Buy 1 Get 1 Free movie tickets monthly plus 20% off cinema food and drinks.
  • Up to 30% savings on Samsung electronics.
  • Access to global home&Away offers on dining, shopping, and travel.
  • Purchase protection against theft or damage on eligible items.

Frequently Asked Questions

Q. What is the minimum salary required for the HSBC Emirates Skywards Infinite Credit Card?

A. AED 30,000 per month.

Q. Do Skywards Miles earned on this card expire?

A. No, they do not expire as long as your Emirates Skywards account and card remain active.

Q. Does this card provide complimentary airport lounge access?

A. Yes, unlimited access for you and one guest at 1,000+ lounges via Visa Airport Companion app.

Q. What are the annual fees for this card?

A. AED 2,625 (including VAT).

Q. Can expatriates apply for this card in the UAE?

A. Yes, if they meet income and residency requirements.

   Get in touch with HSBC Customer Care

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