Last Updated on 20 August 2025
Your details are safe and secured
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.HSBC Premier Credit Card
Premier Credit Card
Features
- Get 150,000 Air Miles when you spend AED 12,000 in the first 60 days (offer valid until 31 Oct 2025).
- Earn 1 Air Mile for every AED 1 spent on your card.
- Complimentary travel insurance when you book return airline tickets with your card.
- Buy 1 Get 1 Free movie tickets every month with minimum AED 6,000 spend and up to 25% off cinema F&B.
- Complimentary 12-month Careem Plus subscription.
- Avail up to 50% off dining bills at 4,000+ restaurants with Zomato Gold.
- Get 20% off food or grocery orders twice a month on Talabat with code "MASTERCARD".
- Access worldwide offers on dining, travel, and shopping with the Home & Away programme.
- Save up to 30% on Samsung products including phones, laptops, and TVs.
- Enjoy VIP shopping privileges and lounge access at Bicester Village locations worldwide.
- Receive 1 complimentary airport ride with Careem per year (up to AED 84).
- Get up to 10% off hotels with Agoda and enjoy best-rate guarantees.
- Enjoy 15% off at 5,500+ IHG Hotels worldwide with free late checkout.
- Earn up to 7% back as wallet credits on Booking.com stays (capped at EUR 200).
- Access 8 complimentary airport lounge visits annually worldwide with Mastercard Travel Pass.
- Get special Hertz Gold Plus Rewards® President’s Circle benefits, including up to 15% off rentals.
- Save up to 10% on Budget car and truck rentals worldwide.
- Free 2-year MyUS membership with up to 30% off international shipping.
- Add your card instantly to your digital wallet via the HSBC UAE app for contactless use.
- The Forex rate stands at 2%
- You get an interest free period of up to 56 days.
- You need a minimum salary of AED 50000 to avail this card. Must have HSBC Premier Account.
- You can transfer your balance at the rate of 0% for 6 months.
- There is a processing fee of 2.99% or AED 200, whichever is higher.
- There is no annual fee on this card.
- the Annual Percentage Rate on outstanding purchases and cash withdrawals on all HSBC credit cards will increase to 44.28%.
Main Benefits
- Earn generous Air Miles and redeem them for flights, hotels, and exclusive travel rewards.
- Protect your trips with complimentary travel insurance.
- Save big on dining, groceries, and lifestyle with Careem Plus, Zomato Gold, and Talabat discounts.
- Get unbeatable travel privileges like lounge access, free rides, hotel savings, and global offers.
- Enjoy premium shopping benefits with discounts on Samsung, MyUS shipping, and Bicester Village perks.
- Enhance entertainment with monthly cinema offers and F&B discounts.
- Access exclusive car rental upgrades and discounts for smoother travel.
- Instant digital card access for convenient, secure, and contactless payments.
- Earn 1 air mile for every 1 AED spent on your Premier credit card.
Frequently Asked Questions
⭐ Can I double my air miles with this card?
A. You can get double airmiles at 1500 locations. You just need to show your airmiles card along with your premier credit card at any of the 1500 locations.
⭐ What is the maximum amount for which you can avail purchase protection?
A. You can avail purchase protection for a maximum amount of AED 5000
⭐ Is the travel insurance available only for flights from UAE?
A. No, travel insurance can be availed worldwide, when you book your trip with HSBC Premier credit card.
⭐ Is there a minimum spend requirement to avail a free Uber ride?
A. You can avail a free Uber ride, when you avail airline tickets worth AED 5000
⭐ What complimentary services do we get along with complimentary lounge access?
A. Enjoy complimentary refreshments, newspapers, television and business facilities with your complimentary lounge facility
Get in touch with HSBC Customer Care
Product of the Month
Discover Exclusive Benefits:
Explore Our Card of the Month
Easy-to-Use Credit Card