SimplyLife Cashback Credit Card

Last Updated on 02 March 2021

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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SimplyLife Bank

Cashback Credit Card

SimplyLife Cashback Credit Card
Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

2.99%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

SimplyLife Cashback Credit Card
interest rate

3.25%

Interest Rate

min salary

AED 8K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

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View details on bank page

Features

  • Can get a loan against your credit card
  • Get travel and movie benefits
  • Interest rate of 3.25% is charged
  • A minimum salary of AED 8000 is required
  • Can avail balance transfer facility
  • Simply life credit card is provided for no annual fees

Main Benefits

  • Get access to Marhaba airport lounge(Dubai) and Diamond airport lounge(Abu Dhabi)
  • Pay any bill for no charge
  • No currency conversion charges involved in currency exchange
  • Can avail easy installment plan at very low rates
  • Can avail credit shield
  • Get up to 1% cash back on every purchase made using SimplyLife Credit Card
  • Buy movie tickets and get 100% cashback

Frequently Asked Questions

⭐ What is the maximum tenure the easy installment plan is provided for?

A. The easy installment plan is provided for a maximum tenure of 2 years.

⭐ Are there any over-limit charges added?

A. Yes, AED 288.75 is charged as the over-limit fees.

⭐ What are the charges for card replacement?

A. AED 78.5 is charged to get a new card.

⭐ What are the charges for credit shield?

A. 1.0395% of the outstanding balance is charged as the credit shield charges.

⭐ Is it mandatory to get credit shield?

A. No, availing credit shield service is optional.

⭐ What are the charges for getting a printed paper statement for the transactions?

A. You can get printed statements for AED 5.25 per each statement.

⭐ Can I increase my credit limit if needed?

A. Yes, your credit limit can be increased for a temporary period.

⭐ What are the fees for increasing the credit limit?

A. AED 52.50 is charged for a temporary increase of the credit limit.

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