SimplyLife Credit Card

simplylife Bank

WarningMessage This product is valid by the Bank

Interest Rate

3.25%

Minimum Salary

AED 8K

Fx Rate

3%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

3.25%

Interest Rate

AED 8K

Minimum Salary

3%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

Yes

Cashback

Features

  • Can get a loan against your credit card
  • Get travel and movie benefits
  • Interest rate of 3.25% is charged
  • A minimum salary of AED 8000 is required
  • Can avail balance transfer facility
  • Simply life credit card is provided for no annual fees

Main Benefits

  • Get access to Marhaba airport lounge(Dubai) and Diamond airport lounge(Abu Dhabi)
  • Pay any bill for no charge
  • No currency conversion charges involved in currency exchange
  • Can avail easy installment plan at very low rates
  • Can avail credit shield
  • Get up to 1.5% cash back on every purchase made using SimplyLife Credit Card
  • Buy movie tickets and get 100% cashback

Frequently Asked Questions

Q. What is the maximum tenure the easy installment plan is provided for?

A. The easy installment plan is provided for a maximum tenure of 2 years.

Q. Are there any over-limit charges added?

A. Yes, AED 288.75 is charged as the over-limit fees.

Q. What are the charges for card replacement?

A. AED 99.75 is charged to get a new card.

Q. What are the charges for credit shield?

A. 1.03% of the outstanding balance is charged as the credit shield charges.

Q. Is it mandatory to get credit shield?

A. No, availing credit shield service is optional.

Q. What are the charges for getting a printed paper statement for the transactions?

A. You can get printed statements for AED 5.25 per each statement.

Q. Can I increase my credit limit if needed?

A. Yes, your credit limit can be increased for a temporary period.

Q. What are the fees for increasing the credit limit?

A. AED 52.50 is charged for a temporary increase of the credit limit.