SimplyLife Family Credit Card

Last Updated on 31 May 2018

ADIB Smart Account
SimplyLife Bank

WarningMessage This product is valid by the Bank

interest rate

Interest Rate

3.25%

minimum salary

Minimum Salary

AED 8K

fx rate

Fx Rate

3%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3.25%

Interest Rate

min salary

AED 8K

Minimum Salary

fx rate

3%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

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View details on bank page

Features

  • Provides Life insurance and critical illness cover
  • Get travel discounts
  • Can convert regular payments to easy payment plans
  • Can get cash advance against the credit card
  • Fixed rate of 3% is charged
  • 3.25% will be charged as interest rate
  • A minimum salary of AED 8000 is required
  • No annual fees

Required Documents

  • Emirates ID
  • Valid Passport
  • Resident Visa(For expats)
  • Salary Certificate
  • Latest 3 months bank statements

Main Benefits

  • Get up to AED 100,000 life insurance cover and AED 50,000 critical illness cover
  • Get 5%-15% off on travel, hotels and local entertainment expenses
  • Buy movie tickets using Simply life family credit card and get cashback
  • Can get credit card personalized with a family picture on it
  • Can pay credit card bill at any Simply Life ATM or currency exchange centers like UAE Exchange, Al Ansari Exchange and LuLu Exchange and even fuel stations for low charges
  • A wide range of offers at dining, shopping, and entertainment
  • Get cashback on movie tickets

Frequently Asked Questions

Q. What is the eligibility to avail life insurance and critical insurance benefits?

A. To avail free life insurance and critical insurance benefits, you must be Simply Life Family premium credit card user.

Q. What are the annual fees on Simply Life Family premium credit card?

A. AED 523.95 is the annual fees on Simply Life Family premium credit card.

Q. What are the fees for cash advance?

A. 3.15% of the cash advance received or AED 105 is charged as cash advance fee.

Q. Can I pay the credit card bill at any fuel station?

A. You can pay your simply life credit card bill only at ENOC/EPPCO fuel stations.

Q. Are Simply Life Family Premium card users provided any additional benefits?

A. Yes, Simply Life Family Premium card users get free life insurance, critical illness cover, and cashback on 6 movie tickets.

Q. What is the eligibility to get cashback on movie tickets?

A. A minimum spending of AED 1500 is required using your Simply Life family credit card to get cash back on movie tickets.

Q. What is the maximum cashback provided on movie tickets?

A. On purchase of 2 tickets maximum, AED 70 cashback is provided and for Simply Life Family Premium card users on the purchase of 6 tickets maximum AED 210 cashback is provided.

Q. What are the charges on credit shield?

A. 1.0395% of the outstanding balance is charged as credit shield charges.

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