Dubai Islamic Bank Johara Platinum Credit Card

dubai-islamic-bank Bank

WarningMessage This product is valid by the Bank

Minimum Salary

AED 15K

Fx Rate

1.95%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

AED 15K

Minimum Salary

1.95%

Fx Rate

AED 0

Annual Fee

Yes

Balance Transfer

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 15000 to avail this card.
  • Balance transfer is offered on this card.
  • There is no annual fee on this card.
  • You need to pay a monthly fee of AED 600 on this card.

Main Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail purchase protection with this card against any theft or fraudulent transactions.
  • With Wala reward system, you will get 2% of your spends, which can be redeemed for hotel bookings, flights, electronics, household and utility payments.

Frequently Asked Questions

Q. Can I get free car registration done with the help of this card?

A. Yes, you can get free car registration done up to 2 cars annually.

Q. For how long can I avail purchase protection?

A. You can avail purchase protection up to 60 days from the date of purchase.

Q. For how many goods can I avail purchase protection?

A. You can avail purchase protection for any amount of goods up to the value of AED 3000.

Q. Who do I contact if I am not able to avail purchase protection?

A. You can dial +971 4 3193111, to contact our help desk or email on email the insurance company on info@aman.ae to avail any help.

Q. How will the Insurance company help me, if I need any help?

A. The insurance company will help you understand about your claims and explain you the procedure.