Standard Chartered Saadiq XtraSaver Account

Last Updated on 16 June 2020

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Standard Chartered Bank

Saadiq XtraSaver Account

Min Balance to Maintain


Monthly Fee


Annual Fee



Standard Chartered
min balance


Min Balance to Maintain

monthly fee


Monthly Fee

annual fee


Annual Fee


Currency Account

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  • Provides attractive interest rates on the account
  • Can get alerts on every transaction made
  • Both UAE residents and non-residents can avail
  • Can access the account in AED and USD currencies
  • A minimum initial deposit of AED 3000 is required

Main Benefits

  • No monthly balance maintenance requirement
  • Can get up to 2%(p.a) interest on the balance maintained in the account
  • Provides mobile and online banking facility
  • Can get a debit card

Frequently Asked Questions

⭐ How can I apply for a Saadiq XtraSaver Account with Standard Chartered Bank?

A. The applicant can apply for it through online form or can call Standard Chartered customer care service

⭐ What are the eligibility criteria required for opening a Saadiq XtraSaver Account?

  • Age limit at least 18 years
  • UAE Nationals, Residents & Non-residents individuals
  • ⭐ What are the documents required for opening a Saadiq XtraSaver Account?

    A. For UAE Residents

  • Valid Passport
  • Emirates ID
  • Resident Visa
  • For Non Residents
  • Valid Passport
  • Bank Statements
  • Address Proof
  • ⭐ Is Saadiq XtraSaver account based on Sharia Compliant?

    A. Yes. This account is based on Sharia compliant.

    ⭐ What is the minimum initial deposit required for opening a Saadiq XtraSaver Account?

    A. The minimum initial deposit amount AED 3,000 is required for opening this account.

    ⭐ Is there any minimum balance required to maintain this account?

    A. No minimum balance is required to maintain this account.

    ⭐ Is there any monthly service charge on doing transactions with Saadiq XtraSaver Account?

    A. No. The monthly service charge is zero on Saadiq XtraSaver Account.

    ⭐ Is there any fall below charge if I don’t maintain the minimum balance of Saadiq XtraSaver Account?

    A. No. There isn’t any fall below charge if you don’t maintain the account.

    ⭐ Do we get a debit/ ATM card with Saadiq XtraSaver Account?

    A. Yes. Saadiq Savings account provides the internationally recognised debit card.

    ⭐ What is the profit rate on the Saadiq XtraSaver account & how can we calculate it?

    A. You can earn 1.5% p.a. profit rate which is calculated on your monthly balance of the account.

    Standard Chartered

    A leading international banking group, with a rich history of over 150 years, Standard Chartered Bank (SCB) has been present in the UAE since 1958. SCB offers a range of products under Islamic and Conventional banking and is one of the leading financial institutions in UAE. Their main objective is ‘to offer outstanding value to customers and clients by providing a knowledgeable, efficient and reliable service in a personal, helpful and responsive manner’.

    Corporate Values of the Standard Chartered Bank:

    • Knowledge
    • Efficiency
    • Reliability in Service
    • Personal Approach
    • Helpful and Responsive Mannerisms

       Get in touch with Standard Chartered Customer Care

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