ADCB Savings Accounts in UAE

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

MyMoneySouq Page Rating

4 People rated this page

Features of ADCB Savings Account

  • ADCB Offers savings accounts based on the needs of the customers.
  • ADCB Savings account meet all your specific needs.
  • Most of the ADCB accounts come with Shariah compliance.
  • There are no charges on any of the savings account of ADCB.
  • Saving accounts from ADCB are available in AED and other major currencies.
  • Interest can be accrued monthly, quarterly and half yearly with ADCB saving accounts.
  • All the ADCB saving accounts come with a free debit card.
  • Also avail free e-statements with all the ADCB Saving accounts.
  • For accounts like ADCB active saver account, you can apply via ADCB online interface.
  • Avail ADCB touchpoints with saving accounts from ADCB.
  • Avail ADCB personal internet banking with all the saving accounts.

ADCB Savings Account

ADCB Bank

6 ADCB Bank Savings Accounts

Active Saver Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • There is no minimum balance required for this account.
  • You can set up your own standing instructions with this account.
  • You can avail ADCB personal online banking with this account.
Apply Now

Features

  • There is no minimum balance required for this account.
  • You can set up your own standing instructions with this account.
  • You can avail ADCB personal online banking with this account.

Benefits

  • This account takes less than 5 minutes to set up.
  • Interest generated on this account is calculated on daily basis. Therefore high profit is gained.
  • Can transfer funds, pay bills, redeem touchpoints gained, open fixed deposit accounts, etc. easily
  • This account comes with a flexibility to be accessed anywhere.
  • This account helps generate the awareness of saving, by not providing any chequebook or ATM cards.
Apply Now
View Details

View details on bank page

Emirati Millionaire Savings

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • This account is an Islamic account by nature.
  • This account can make you a millionaire overnight.
  • You can avail various attractive daily, weekly and monthly prizes.
Apply Now

Features

  • This account is an Islamic account by nature.
  • This account can make you a millionaire overnight.
  • You can avail various attractive daily, weekly and monthly prizes.

Benefits

  • This account contributes AED 25 to charity for each month, on the opening of a every new account.
  • The most important benefit is that this account is approved by Shariah and supervisory board.
  • Avail free debit card, with this card.
  • Also get monthly account statements, phone banking and internet banking.
  • This account offers a grand prize AED 1 Million, for every 6 months.
  • You can avail monthly prizes of AED 250000.
  • This account also announces a daily prize of AED 10000.
Apply Now
View Details

View details on bank page

Child Saver Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Features

  • This account is an Islamic account by nature.
Apply Now

Features

  • This account is an Islamic account by nature.

Benefits

  • The most important benefit is that this account is approved by Shariah and supervisory board.
  • Avail free debit card, with this card.
  • Also get monthly account statements, phone banking and internet banking.
  • Account is opened and operated by the guardian, on the behalf of the child.
  • Free cash withdrawal teller transactions with this account.
  • Free cash/cheque deposits teller transactions.
  • Free e statements and personal internet banking.
  • Avail free debit card with this account.
  • You can receive ADCB touch points with this account.
Apply Now
View Details

View details on bank page

Islamic Banking : Millionaire Destiny Savings Account (MDSA)

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 8K

Relationship Manager

No

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

minimum salary

AED 8K

Minimum Salary

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This account is an Islamic account by nature.
Apply Now

Features

  • This account is an Islamic account by nature.

Benefits

  • The most important benefit is that this account is approved by Shariah and supervisory board.
  • This account is offered to both residents and non residents.
  • Avail free debit card, with this card.
  • This account can also be availed for minors in USD.
  • Also get monthly account statements, phone banking and internet banking.
  • You can win a monthly grand prize of AED 1000000 every month, 10 prizes worth AED 10,000 and 100 prizes of worth AED 5000 each.
Apply Now
View Details

View details on bank page

Call Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 25

Relationship Manager

No

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 25

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This account is both Islamic and Conventional.
  • A minimum balance fee is charged on this account.
Apply Now

Features

  • This account is both Islamic and Conventional.
  • A minimum balance fee is charged on this account.

Benefits

  • You can avail six free fund transfers with this account.
  • You can also avail six free cash withdrawal and deposit teller transactions a month, with this account.
  • Avail free e statements of your account transactions every month.
  • TouchPoints will be earned when average account balance for the month is AED 10000.
    15 TouchPoints for every AED 1000 balance when average balance is below AED 25000.
    20 TouchPoints for every AED 1000 balance when average balance is below AED 100000.
    25 TouchPoints for every AED 1000 balance when average balance is AED 100000
Apply Now
View Details

View details on bank page

Etihad Guest Savings Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 25

Annual Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 25

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • There are 3 different types of ADCB Etihad Guest Savings Accounts provided - Aspire, Privilege Club, Excellency.
  • A minimum salary of AED 5000 - AED 20,000 or Total Relationship balance criteria of upto AED 500,000 is required depending upon the account variant.
  • Both UAE residents and non-residents are eligible for ADCB Etihad Guest Savings Privilege Club and Excellency. Only UAE Residents are eligible for ADCB Etihad Guest Aspire account.
Apply Now

Features

  • There are 3 different types of ADCB Etihad Guest Savings Accounts provided - Aspire, Privilege Club, Excellency.
  • A minimum salary of AED 5000 - AED 20,000 or Total Relationship balance criteria of upto AED 500,000 is required depending upon the account variant.
  • Both UAE residents and non-residents are eligible for ADCB Etihad Guest Savings Privilege Club and Excellency. Only UAE Residents are eligible for ADCB Etihad Guest Aspire account.

Benefits

  • Earn 2- 4 Etihad Guest Miles(varies with the account variant) per AED 1000 on maintaining an average balance of AED 10,000 per month
  • Can earn 500 miles as first anniversary bonus
  • Can earn 500 miles on registering for the ADCB internet banking for the first time
  • Free Debit card is provided
  • Free E-statements can be availed
Apply Now
View Details

View details on bank page

Frequently Asked Questions

⭐ Do I have to be a citizen of UAE, to avail savings account from ADCB?

A. No, you can be a resident holding a valid VISA to avail an ADCB savings account.

⭐ What are the ways to apply for an ADCB savings account?

A. You can apply online or call on 600 56 2626.

⭐ Can I avail supplementary cards along with the debit card that I can avail with my ADCB savings account?

A. Yes, you can avail supplementary cards for your family along with your primary card.

⭐ Do I have to transfer my salary to my account to avail the benefits of ADCB savings account?

A. No, you can transfer your salary to your account to avail rewards of your choice.

⭐ What is the most availed account by the customers from ADCB?

A. Customers avail the accounts of ADCB savings and call account and Emirati millionaire savings account. Etihad Guest Account is also very popular amongst the customers.

⭐ What is the maximum number of rewards that I can earn with ADCB Savings account?

A. The maximum number of rewards and touchpoints will depend upon the type of savings account that you will avail.

⭐ What is the minimum salary required for ADCD savings account?

A. For UAE residents the Minimum salary required for ADCB Savings Account is AED 5,000.

⭐What is ADCB saving account interest rate?

A.The interest rate on ADCB savings account is 0.2% p.a

⭐What are the benefits of ADCB savings account?

  • Available for UAE & Non UAE residents.
  • Available in AED, UDS & other currencies also
  • Provides Debit Card
  • Zero E-statement cost
  • Interest is accrued monthly on the minimum balance and is paid half-yearly on minimum monthly balance
  • Interest bearing account, with interest rate of 0.2% p.a. for AED and 1.0% p.a. for USD Savings accounts
  • ⭐How to apply ADCB savings account?

    A. One can apply via SMS ‘CASA’ to 2626 from the registered mobile number or can call ADCB 24 hour call center at 600 50 2030.

    ⭐What are the annual charges of ADCBsavings account?

    A. There are no annual charges on ADCB savings account.

    About ADCB

    Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:

    • UAE-centric approach with controlled internationalization
    • Sustainability through growth of liabilities
    • Culture of efficiency and service excellence
    • Follow a pre-defined risk strategy
    • Focuses on staff

    ADCB offers three categories of services:

    • Aspire
    • Privilege Club
    • Excellency

    The services and charges vary depending on the category in which you choose to bank with them.

       Get in touch with ADCB Customer Care

    Ask questions and share your comments

    We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. Kindly help us in making this site useful. We don't encourage any spam posts here. This is a public forum, so we request you to be safe by not disclosing personal information such as bank account or phone numbers etc. Please follow our posting guidelines. All the comments posted under MyMoneySouq official account are not reviewed by the financial institutions.

    Show/Post Comments