ADIB Smart Account

Check Eligibility for Al Hilal
Home Loan

You are eligible to apply for a Al Hilal
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a Al Hilal Home Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

Al Hilal Home Loan Calculator

Home Loan Provided By Al Hilal

Check Eligibility for Al Hilal Home Loan

You are eligible to apply for a Al Hilal
Home Loan .

You may not be eligible * to apply.

* Minimum salary AED 15000 required to apply for a Al Hilal Home Loan .

Click here to check loans from other banks.

Al Hilal Home Loan Calculator

ADIB Smart Account

Features of Al Hilal Home Loan

  • Sharia’a compliant
  • Fast and simple approval process
  • Competitive rental rates
  • Finance amount of up to AED 15 million
  • Payment tenure up to 25 years
  • No hidden fees and charges
  • Property Takaful contribution paid by the bank,

Eligibility Criteria of Al Hilal Home Loan

  • Minimum salary requirement of AED 15,000

Documents Required of Al Hilal Home Loan

  • Valid passport copy
  • Residence visa page (as applicable)
  • Latest 6 months bank statements
  • Liability letter addressed to Al Hilal Bank
  • Property related documentation

*Note: Any other additional documentation which may be required thereafter according to the Al Hilal Bank policies and procedures

Al Hilal Home Loan Profit Rates

Al Hilal Bank

5 Al Hilal Bank Home Loans

Refinance (Self use)

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

1.93%

reducing rate

Reducing Rate

3.5%

loan amount

Loan Amount

AED 10000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

down payment

Down Payment

25%

repayment

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

1.93%

Flat Rate

reducing rate

3.5%

Reducing Rate

loan amount

AED 10000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

25%

Down Payment

repayment

25 Years

Repayments Up To

Advantages
  • Salary transfer not required
  • Free partial settlement
  • No property takaful charges
Advantages
  • Salary transfer not required
  • Free partial settlement
  • No property takaful charges

Features

  • Both self-employed and salaried individuals are eligible
  • Provides equity for completed properties
  • Home Finance is provided at a fixed interest rate of 1.93%

Features

  • Both self-employed and salaried individuals are eligible
  • Provides equity for completed properties
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 1.93%
  • Home Finance is provided on a reducing interest rate of 3.5%
  • Salary transfer is not required
  • Maximum loan amount provided is AED 10000000
  • Life and property insurance is required
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 25% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Can get equity for an existing property
  • Can avail partial settlement option
  • No property insurance charges
  • Provides life and property insurance on Islamic laws
  • Low-profit rates
  • A high amount of finance is provided
  • Salary transfer is optional
  • Quick processing of loan

View details on bank page

Easy Buy - Ready property (Self use)

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

1.93%

reducing rate

Reducing Rate

3.5%

loan amount

Loan Amount

AED 10000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

down payment

Down Payment

25%

repayment

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

1.93%

Flat Rate

reducing rate

3.5%

Reducing Rate

loan amount

AED 10000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

25%

Down Payment

repayment

25 Years

Repayments Up To

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for completed properties
  • Home Finance is provided at a fixed interest rate of 1.93%

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for completed properties
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 1.93%
  • Home Finance is provided on a reducing interest rate of 3.5%
  • Salary transfer is not required
  • Maximum loan amount provided is AED 10000000
  • Life and property insurance is required
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 25% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Can avail partial settlement option
  • No property insurance charges
  • Provides life and property insurance on Islamic laws
  • Low-profit rates
  • A high amount of finance is provided
  • Salary transfer is optional
  • Quick processing of loan

View details on bank page

Switch Over - Ready Property (Self use)

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

1.93%

reducing rate

Reducing Rate

3.5%

loan amount

Loan Amount

AED 10000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

0%

down payment

Down Payment

25%

repayment

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

1.93%

Flat Rate

reducing rate

3.5%

Reducing Rate

loan amount

AED 10000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

0%

Arrangement Fee

down payment

25%

Down Payment

repayment

25 Years

Repayments Up To

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for completed properties
  • Home Finance is provided at a fixed interest rate of 1.93%

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for completed properties
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 1.93%
  • Home Finance is provided on a reducing interest rate of 3.5%
  • Salary transfer is not required
  • Maximum loan amount provided is AED 10000000
  • Life and property insurance is required
  • 0% processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 20% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Can transfer existing mortgage loan from another bank
  • No processing fees
  • Can avail partial settlement option
  • No property insurance charges
  • Provides life and property insurance on Islamic laws
  • Low-profit rates
  • A high amount of finance is provided
  • Salary transfer is optional
  • Quick processing of loan

View details on bank page

Easy Buy - Under Construction (Self use)

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

3.31%

reducing rate

Reducing Rate

6%

loan amount

Loan Amount

AED 10000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

down payment

Down Payment

50%

repayment

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

3.31%

Flat Rate

reducing rate

6%

Reducing Rate

loan amount

AED 10000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

down payment

50%

Down Payment

repayment

25 Years

Repayments Up To

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for under construction properties
  • Home Finance is provided at a fixed interest rate of 3.31%

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for under construction properties
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 3.31%
  • Home Finance is provided on a reducing interest rate of 6%
  • Salary transfer is not required
  • Maximum loan amount provided is AED 10000000
  • Life and property insurance is required
  • 1% of the total loan amount is charged as processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 50% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Can get finance for purchasing under construction properties
  • Less processing fees
  • Can avail partial settlement option
  • No property insurance charges
  • Provides life and property insurance on Islamic laws
  • Low-profit rates
  • A high amount of finance is provided
  • Salary transfer is optional
  • Quick processing of loan

View details on bank page

Switch Over - Under Construction Property (Self use)

minimum salary

Minimum Salary

AED 15K

flat rate

Flat Rate

3.31%

reducing rate

Reducing Rate

6%

loan amount

Loan Amount

AED 10000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

0%

down payment

Down Payment

50%

repayment

Repayments Up To

25 Years

minimum salary

AED 15K

Minimum Salary

flat rate

3.31%

Flat Rate

reducing rate

6%

Reducing Rate

loan amount

AED 10000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

0%

Arrangement Fee

down payment

50%

Down Payment

repayment

25 Years

Repayments Up To

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for under construction properties
  • Home Finance is provided at a fixed interest rate of 3.31%

Features

  • Both self-employed and salaried individuals are eligible
  • Provides finance for under construction properties
  • Minimum salary of AED 15000 is required
  • Home Finance is provided at a fixed interest rate of 3.31%
  • Home Finance is provided on a reducing interest rate of 6%
  • Salary transfer is not required
  • Maximum loan amount provided is AED 10000000
  • Life and property insurance is required
  • No processing fees
  • The loan is provided for a maximum tenure of 25 years
  • 50% of the property value should be paid as the down payment
  • 1% of outstanding loan amount is charged on early settlement

Benefits

  • Can transfer existing mortgage loan from another bank
  • No processing fees
  • Can avail partial settlement option
  • No property insurance charges
  • Provides life and property insurance on Islamic laws
  • Low-profit rates
  • A high amount of finance is provided
  • Salary transfer is optional
  • Quick processing of loan

View details on bank page

About Al Hilal

An Islamic bank, headquartered in Abu Dhabi, the Al Hilal Bank was founded by the Abu Dhabi Investment Council and is a government of Abu Dhabi undertaking. The bank was founded in 2008, and currently, has over 25 branches and a network of more than 100 ATMs across the UAE. According to the bank, the Al Hilal bank works with a mission, “To contribute to the national growth and prosperity of the UAE whilst raising the positive profile of Islamic banking globally, in turn, creating value for all stakeholders.”

Corporate Values of the Al Hilal Bank:

  • Principled: Doing what is right is always the right thing to do. The Performance with consistency.
  • Professional: Providing answers to questions, attending quickly and efficiently to requests and solving problems on the spot.
  • Progressive: Making banking simpler, easier and faster for you.
  • Partnership: A bank that values you, for being you. A bank that helps you make things happen.

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