Rak rewards

RAKBANK introduces the “RAK Rewards” loyalty program to earn reward points when you spend money with Rakbank credit cards. The more you spend, the more you will earn these reward points. You can redeem your RAKrewards on a wide bouquet of products and services globally. You will get these reward points when you spend on local expenses and international expenses also.

Read more: Why Expats must have financial discipline

RAK Rewards are applicable on these below cards only:

  • RAK bank HighFlyer Platinum Credit Card
  • My Ras Al Khaimah Platinum Credit Card
  • RAKislamic My Ras Al Khaimah Platinum Credit Card
  • RAKislamic Platinum Credit Card
  • RAKislamic Gold Credit Card

You will get RAKrewards when you spend with these cards on local expenses or international expenses.

RAKBANK HighFlyer Platinum Credit Card:

  • Earn “1.75 RAKrewards” on AED 1 spent on local expenses Up to AED 14,999.
  • Earn “3 RAKrewards” on AED 1 spent on international expenses Up to AED 14,999.

You can almost double your rewards points when you spent AED 15,000 and above.

  • Earn “3 RAKrewards” on AED 1 spent on local expenses on AED 15,000 and above.
  • Earn “5 RAKrewards” on AED 1 spent on international expenses on AED 15,000 and above
  • Earn “0.35 RAKrewards” when you make transactions like Government bills, utility and on Real Estate, Car rental, and petrol/Gas stations on AED 1 spent with your HighFlyer Platinum Credit Card
  • No restriction on any airline and even you will have a choice to select any airline at the time of redemption. You will get a list of 300+ airlines & 2000 destinations to travel and 300,000+ hotels to stay and many other travel experiences.
  • No ‘black-out’ periods on travel tickets while you redeem RAKrewards.
  • When you spend AED 5,000 and above on this card, you will get 50 RAKrewards with AED 1 spent on movies(you will get up to 10,000 RAKrewards per month on movies).

You will get a maximum capacity of 175,000 reward points on local expenses and international expenses.

RAKislamic Platinum Credit Card

  • You will get a list of 300+ airlines to travel and 300,000+ hotels to stay and a host of travel experiences.
  • Earn “1.25 RAKrewards” on AED 1 spent on local expenses or international expenses  Up to AED 14,999.99.

You can almost double your rewards points when you spent AED 15,000 – AED 29,999

  •  Earn “2.50 RAKrewards” on AED 1 spent on local expenses or on international expenses when you spent from AED 15,000 – AED 29,999.

You can almost triple your rewards points when you spent AED 30,000 & above.

  •  Earn “3.75 RAKrewards” on AED 1 spent on local expenses or on international expenses when you spent on AED 30,000 and above
  • Earn “0.35 RAKrewards” when you make transactions under Government bills description, utility and on Real Estate, Car rental, transport and petrol/Gas stations on AED 1 spent with RAKislamic Platinum Credit Card
  • To redeem RAKrewards, the balance should be a minimum of 10,000 reward points. These RAKrewards come with 36 months/3 years of validity.
  • You can redeem your RAKrewards on Dining vouchers, home appliances and a wide range of electronics.

You will get a maximum capacity of 125,000 reward points on local expenses and international expenses.

RAKislamic Gold Credit Card

  • Earn “1.25 RAKrewards” on AED 1 spent on local expenses or international expenses when you spend AED 1000 – AED 2999.

You can double your reward points when you spent AED 3000 & above.

  • Earn “2.50 RAKrewards” on AED 1 spent on local expenses or international expenses when you spend on AED 3000 and above.

You will get a maximum capacity of 37,500 reward points on local expenses and international expenses.

  • Earn “0.35 RAKrewards” when you make transactions under Government bills description, utility and on Real Estate, Car rental, transport and petrol/Gas stations on AED 1 spent with RAKislamic Gold Credit Card
  • To redeem RAKrewards, the balance should be a minimum of 10,000 reward points. These RAKrewards come with 36 months/3 years of validity.
  • You can redeem your RAKrewards on Dining vouchers, home appliances and a wide range of electronics.
  • You will get a list of 300+ airlines to travel and 300,000+ hotels to stay and a host of travel experiences.

Where to redeem RAK Rewards?

You can redeem your RAKrewards instantly online from anywhere and anytime on airline tickets, hotel stays, shop on home products, books, electronics, etc. You can choose among 300 airlines to fly and 2000 destinations comfortably from your home. You can stay at over 300,000 hotels and apartments worldwide by redeeming these RAKrewards.

Know more: Tips to save money on shopping in Dubai

How to redeem RAK rewards?

To redeem RAK rewards, you need to log into your RAK rewards account from the RAKrewards portal with a unique Username and Password of RAKbank online. You can check your RAK reward points once you logged into your account.

If your account is disabled by any chance, you need to re-activate your account here to redeem your RAKrewards. You will need below details to re-activate your RAKrewards account:

  • 16 Digits card number
  • Registered mobile number 
  • Date of Birth

Also check: Ways to save money in the UAE

Frequently Asked Questions:

Q. How much is RAK rewards cost to join?

A. No, there is no cost to join the RAKrewards program.

Q. On which cards, I can earn RAK rewards?

A. You can earn & redeem RAKrewards only on below credit cards.

  • Murabaha Platinum
  • My Ras Al Khaimah (Islamic & Conventional)
  • Murabaha World
  • Murabaha Gold
  • High Flyer Platinum

Q. Can I earn reward points on Online Purchases?

A. Yes, you can earn RAKrewards on Online Purchases.

Q. Where can I check RAK rewards?

A. Your RAKrewards are listed in the monthly statement of your credit card. You can even check your reward points on Profile > My Account section on the RAKrewards website.

Q. What is the expiration date of “RAKrewards”?

A. RAKrewards are valid for 3 years. If you don’t redeem these rewards within 3 years, they will expire.

Q. Can I use RAKBANK Digital Banking credentials for RAKrewards Login?

A. No, you cannot use your Digital Banking credentials to log into RAKrewards. You need to register separately for RAKrewards in its portal.

Q. Can I redeem my RAKreward points to book air tickets and hostels for my friends and family?

A. Yes, you can happily redeem your RAKrewards to book air tickets and hostels for your family and friends. You can even book airline tickets for one infant (must be below 2 years old) per adult. Make sure to carry proof of age document with you at the time of check-in. Infants are not provided seats on the flight, they have to accompany adults.

Meet the author
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Sameera’s interest in the finance niche and immense interest in reading has made her a personal finance writer for MyMoneySouq. She calls herself a writer by day and reader by night. She enjoys writing as much as cooking.

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