rewards credit cards in UAE

Credit card providers offer various benefits on the card which attracts the customers. Most importantly rewards are something that usually gains the attention of any credit card applicant. While using a credit card one should make sure he is getting some good deal out of each and every dirham spent using the card. Saving some money on your spendings can happen not only through rewards but also through charges like annual fees. Here we’ve listed some best rewards credit card with no annual fee on the card. 

Check: Tips to get your credit card approved easily

Bank NameProductKey Rewards
ADCB ADCB Touchpoints Titanium Credit Card0.75 touchpoint on every 1 AED
ADIB ADIB Value+ Card2 reward points on every 1 AED
Emirates Islamic Bank Emirates Islamic Emarati Credit Card3.75 EI Miles on every 1 AED
UNB UNB Titanium Credit Card3 UNB miles on every 1 AED
FAB FAB Standard Credit Card2 First reward points on every 1 AED
HSBC HSBC Advance Credit Card1 Air mile on every 1 AED
Noor Bank Noor Bank Rewards Platinum Credit Card2% cashback
Dubai Islamic Bank Dubai Islamic Bank Prime Classic Credit Card1 Wala reward on every 1 AED

ADCB Touchpoints Titanium Credit Card

Benefits 

  • Earn 0.75 touchpoints on every 1 AED spent using the card 
  • Can redeem the touchpoints for dining, shopping, airline tickets, utility bills and on many other purchases
  • Can get free airport lounge access 
  • Can avail Buy 1-Get1 free offer on VOX cinema tickets 
  • Can get 25% OFF at selected restaurants 
  • Can get 20% OFF on Careem rides

Features 

  • Minimum salary: AED 8000 
  • Annual fees: AED 0 

ADIB Value+ Card  

Benefits

  • Can earn 1 reward point on every 1 AED spent locally
  • Can earn 2 rewards points on every 1 AED spent anywhere outside UAE
  • Can redeem rewards points in shopping, airline tickets, etc 
  • Can get free access to airport lounges 
  • Can get discounts at selected restaurants 

Features 

  • Minimum salary: AED 5000
  • Annual fees: AED 0 

Emirates Islamic Emarati Credit Card 

Benefits 

  • Can get 2.5 EI SmartMiles on every 1 AED spent locally
  • Can get 3.75 EI SmartMiles on every 1 AED spent outside UAE
  • Can redeem EI SmartMiles on hotel bills, travel tickets, retail transactions, etc 
  • Free 2 Careem rides for airport transfers
  • Free Valet parking facility 
  • Free airport lounge access 

Features

  • Minimum salary: AED 5000
  • Annual fees: AED 0 

UNB Titanium Credit Card

Benefits

  • AED 500 worth UNB Miles as a welcome bonus
  • Can earn 3 UNB Miles on every AED spent outside UAE
  • Can earn 1 UNB Mile on every AED spent in UAE
  • First careem ride is free
  • Can get up to 20% discount on 3 careem rides 
  • Can get 50% value back on movie tickets 
  • Can get up to 40% discount at selected outlets

Features

  • Minimum salary: AED 5000
  • Annual fees: AED 0 

FAB Standard Credit Card 

Benefits 

  • Can get 2 First reward points on every 1 AED spent 
  • Can redeem rewards for shopping, jewelry, movies, dining, etc
  • Can get free access to airport lounges
  • Can avail free Meet and Greet service 

Features

  • Minimum salary: AED 5000
  • Annual fees: AED 0 

HSBC Advance Credit Card

Benefits 

  • Can earn 1 Air mile on every 1 AED spent 
  • Can redeem the air miles for air tickets, hotels, and other retail spendings 
  • Can get up to 30% off on travel bookings 
  • Free access to airport lounges 
  • Buy1-Get 1 free offer on movie tickets 

Features 

  • Minimum salary: AED 15000
  • Annual fees: AED 0 

Noor Bank Rewards Platinum Credit Card

Benefits 

  • Can get 1.25% cashback on local expenses and 2% on international transactions made using the card
  • Can get exclusive access to gyms and golf clubs 
  • Unlimited access to airport lounges worldwide 
  • Free airport pick up and drop services
  • Up to 10% OFF on travel tickets 
  • Free 2 valet parking services per month 
  • Dining discounts through Mastercard Buy1-Get1 Free app 

Features 

  • Minimum salary: AED 7500
  • Annual fees: AED 0 

Dubai Islamic Bank Prime Classic Credit Card

Benefits 

  • Can earn 1 Wala reward on every 1 AED spent using the card 
  • Can redeem the rewards for purchases, bill payments, travel bookings, etc. 
  • Provides personal and travel accident insurance coverage 

Features 

  • Minimum salary: AED 5000
  • Annual fees: AED 0 

These are the top rewards credit cards in the UAE that are provided for free i.e. no annual fees are charged. Apart from there are several other credit cards available that provide good offers on competitive fees and charges. Before getting a credit card, the applicant must go through each and every detail of the card including benefits, fees, and charges.  

Meet the author
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Nikitha is a Senior Analyst at MyMoneySouq.com. She has been writing about personal finance, credit cards, mortgage, and other personal finance products in the UAE. Her work on Mortgage loans has been featured by the GulfNews and other popular Financial Blogs in the UAE.

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