ADCB SimplyLife Credit Card in UAE

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

0 People rated this page

List of offers provided by ADCB SimplyLife Credit Card in UAE

Interest Rate

3.25%

Minimum Salary

AED 8000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.25%

Interest Rate

currency account

AED 8000

Minimum Salary

annual fee

AED 0

Annual Fee

Advantages

  • 1.5% cashback
  • Free access to airport lounge
  • Free movie tickets

Features

  • Interest rate of 3.25% is charged
  • A minimum salary of AED 8000 is required
  • Can avail balance transfer facility
Apply Now

Features

  • Can get a loan against your credit card
  • Get travel and movie benefits
  • Interest rate of 3.25% is charged
  • A minimum salary of AED 8000 is required
  • Can avail balance transfer facility
  • Simply life credit card is provided for no annual fees

Benefits

  • Get access to Marhaba airport lounge(Dubai) and Diamond airport lounge(Abu Dhabi)
  • Pay any bill for no charge
  • No currency conversion charges involved in currency exchange
  • Can avail easy installment plan at very low rates
  • Can avail credit shield
  • Get up to 1.5% cash back on every purchase made using SimplyLife Credit Card
  • Buy movie tickets and get 100% cashback
Apply Now
View Details
hide Hide Explore

View details on bank page

Interest Rate

3.25%

Minimum Salary

AED 8000

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

Yes

interest rate

3.25%

Interest Rate

currency account

AED 8000

Minimum Salary

annual fee

AED 0

Annual Fee

Features

  • Provides Life insurance and critical illness cover
  • Get travel discounts
  • Can convert regular payments to easy payment plans
Apply Now

Features

  • Provides Life insurance and critical illness cover
  • Get travel discounts
  • Can convert regular payments to easy payment plans
  • Can get cash advance against the credit card
  • Fixed rate of 2.99% is charged
  • 3.25% will be charged as interest rate
  • A minimum salary of AED 8000 is required
  • No annual fees

Benefits

  • Get up to AED 100,000 life insurance cover and AED 50,000 critical illness cover
  • Get 5%-15% off on travel, hotels and local entertainment expenses
  • Buy movie tickets using Simply life family credit card and get cashback
  • Can get credit card personalized with a family picture on it
  • Can pay credit card bill at any Simply Life ATM or currency exchange centers like UAE Exchange, Al Ansari Exchange and LuLu Exchange and even fuel stations for low charges
  • A wide range of offers at dining, shopping, and entertainment
  • Get cashback on movie tickets
Apply Now
View Details
hide Hide Explore

View details on bank page

Eligibility

  • You must be at least 18 years of age to apply for a credit card.
  • Only UAE residents can apply.

Documentation

Apart from the application form, some basic documents are needed, like:

  • Valid passport 
  • Valid Residence visa for expats 
  • Labor card or ID proofs given by the UAE government
  • Valid Emirates ID
  • Salary certificate
  • Last 3 months pay slips
  • Past 3 months active bank account statements.

Benefits

Here is a list of ADCB SimplyLife Credit Card offers:

  • No charges are levied on paying the ADCB SimplyLife credit card bills at their branches or ATMs in the UAE. Cardholders can also pay the bills at UAE Exchange, Al Ansari Exchange, Lulu Exchange branches and ENOC fuel stations. Nominal charges are applicable.
  • Balance transfer facility available for low interest rates 
  • Convert your purchases into easy payment plan at low interest rates and a maximum tenure of 24 months.
  • Can get a loan against credit card for low interest rates.

Cashback Credit Card

  • 1% cashback on all transactions made using the card. The minimum monthly spend requirement is AED 1000 and the maximum monthly cashback limit is AED 1000.
  • Zero annual fees.
  • Get free access to the Marhaba lounges at Terminals 1 and 3 of the Dubai International Airport and the terminal in Al Maktoum International Airport.
  • Get free access to the Diamond lounge at the VIP terminal of the Abu Dhabi International Airport.
  • 2 Free movie tickets per month on making purchases above AED 1500

Family Credit Card

  • Free life insurance cover of up to AED 100K with the card. Simply Life Family Card Premium customers can get additional cover for critical illness worth AED 50,000.
  • Can get upto 5% off on air tickets and up to 10% off on hotel bookings made on cleartrip.com. Cardholders can also get up to 15% off on local entertainment. 
  • Can get cashback on 2 movie tickets purchased using the Simply Life Family Credit Card. Premium card users can get cashback on 6 movie tickets.
  • Option to personalize your card with your preferred picture

ADCB SimplyLife Credit Card Offers (Updated in March 2020)

Dining

Simply Life credit card offers are available for the following cuisines and restaurants–

  • Indian – Gharana - Holiday Inn Al Barsha, Junoon - Shangri La Hotel, The Bombay, Kareem's Restaurant, Foodlands, Flavours of India, Zari Zardozi and Foodworld.
  • International – Pepper Restaurant, Cote Jardin, Brasserie On Zero Restaurant and Citrus.
  • American – Dairy Queen, Uturn Diner, and Easy Bites.
  • Arabic – Lemon Lounge Restaurant, Hubbly Bubbly-Holiday Inn, Dunes Delight, Resto, The Village Club, Wooden Bakery, and Al Fanar Restaurant & Café.
  • Cafés – Caramel Café - Novotel Al Bustan, Cafe Arabia, Rumours Café Lounge, Gérard Pâtisserie, Café De Baileys, Waves Restaurant, Steers, Cinnamon City Café & Restaurant and Blendz Café.
  • Italian – Al Dente Ristorante, Al Gusto Italiano, and 800 Pizza.
  • Asian – Silk Route Café.
  • Steakhouse – Choice Cut Steakhouse and Viewz Restaurant.
  • Mediterranean – Zaitouna.
  • Japanese – Sushi San.
  • SeaFood – Casa Samak Seafood Restaurant.
  • Finger Food – Burger House.
  • Lebanese – Marrakech.

Shopping

  • Get 1% cashback on utility spendings like electricity, water, power, etc.,
  • Get up to 1% cashback on using any Simply life credit card for fuel.

Zero interest payment plan

SimplyLife credit cards come with a zero interest payment plan across various stores and outlets for purchases made in these sectors:

  • Automobiles - Ali & Sons, Ditec Middle East Auto Care, Drive Dubai, and many other centers offer Zero interest payment plan facility. 
  • Electronics - Bose, Harman House, MDS Mobiles, etc. 
  • Health and Wellness 
  • Jewellery - Shop at Joyalukkas, Amira Luxury Jewellery, GRT Jewellers, etc. and convert you payments to Easy Instalment plan on 0% interest. Offer valid till 30 June 2020.
  • Shopping 
  • Travel and Hotels 

ADCB SimplyLife

On April 14, 2014, the Abu Dhabi Commercial Bank [ADCB] announced the launch of ‘Simply Life’, a consumer finance brand offering simple and quick personal finance products to consumers in the UAE. Two months later, ADCB launched SimplyLife Credit Card in an effort to enhance the loan offers made by Simply Life.

There are two ADCB SimplyLife Credit Cards offered to consumers in the UAE:

  • SimplyLife Family credit card
  • SimplyLife Cashback credit card

Packed with numerous features, the credit cards offered by Simply Life ADCB have minimum documentation and no complications.

FAQs

⭐ What are the finance charges for ADCB SimplyLife Credit Cards?

A. The finance charges are 3.25% per month for retail purchases and 3.25% per month for a cash advance. [These are effective since April 15, 2016] For cash advances, there is an additional cash advance fee of 3% of the amount subject to a minimum of AED 50.

⭐ What is the maximum tenure provided on 0% EPP?

A. The maximum tenure depends on the outlet you made your purchase which varies from 6 - 24 months.

⭐ What is the maximum credit limit provided?

A. The maximum credit limit depends on the minimum salary of the credit card applicant.

⭐ Can the credit limit be increased?

A. Yes, the credit limit can be increased for a limited time on paying AED 52.50 as temporary credit limit charges.

⭐ What are the processing fees on converting regular payments to Easy Installment plan?

A. AED 52.50 is charged as processing fees on converting regular payments to easy payment plan.

⭐ Can the photo on the credit card be replaced?

A. Yes, you can get the photo on the credit card replaced on paying AED 57.75 as replacement fees.

⭐ Is it mandatory to get credit shield on the card?

A. No, credit shield for the credit card is mandatory.

⭐ How do I contact ADCB?

A. You can visit ADCB Customer Care page and get the contact details of the bank.

Ask questions and share your comments

We encourage our users to have discussion on questions they might have on financial products and help other users by sharing their insights. Kindly help us in making this site useful. We don't encourage any spam posts here. This is a public forum, so we request you to be safe by not disclosing personal information such as bank account or phone numbers etc. Please follow our posting guidelines. All the comments posted under MyMoneySouq official account are not reviewed by the financial institutions.

Show/Post Comments