medical insurance

As the world is evolving everyday, our lifestyle is seeing a rapid change everyday. As, we need to go hand in hand to the changes in our lifestyle, we also need to be aware of all the uncertainties that arise out of those changes that we come across in our life. Hence, to stay protected we need to decide the right medical insurance that will suffice all our medical needs and expenses.

Check: Health Insurance options for salary less than AED 5000

We have come up with a list of top medical insurance providers in UAE, that will help you decide which insurance provider is the best for you and your family.

Following is the list that will provide you the guidance and help, when it comes to medical insurance:

AXA Gulf Insurance

AXA insurance provides you with the best medical care, and protects your family against any injury or illness whether your are travelling abroad or staying in your home country. AXA insurance has tie ups with the best hospitals abroad, and doesn’t leave any page unturned when it comes to the protection of your health. AXA health insurance has come up with various plans like International plans, regional plans, local plans and essential benefits plan. Following are the benefits that you can avail with AXA health insurance:

  • Get an instant cover on your health insurance
  • You can claim your insurance at any time of the day or week.
  • You can also get fair and fast claims with AXA
  • AXA has an extensive network around the world.
  • This insurance also comes with many ranges of covers.
  • You can avail the ‘wellbeing’ telephone service with this insurance.
  • Get worldwide medical emergency assistance.
  • You can avail personal accident cover with this insurance.
  • You can also avail dental cover with this insurance.

To know more about this insurance, visit AXA Gulf Health Insurance

Abu Dhabi National Insurance Company(ADNIC)

The insurance policy by ADNIC is known as SHIFA medical insurance. This insurance provides the facility of direct billing, which gives a reassurance to your family. SHIFA also a special plan for its Dubai residents. If the Dubai residents avail their special benefits plan online, they can also avail a special discount. SHIFA plan gives you the following benefits:

  • You can get your annual limit covered for any chronic or pre existing medical condition.
  • You can medical expenses for any illness during work or any injuries that you incur during your work.
  • You can avail direct billing facility in over 197 countries.
  • You can avail maternity claim up to your annual limit.
  • You get an annual limit of AED 5 million.
  • You can also avail optical covers with this card.
  • There is an option of optical dental cover with this card.
  • You also get a reimbursement of your claims outside ADNIC network.

To know more about this insurance, you can visit ADNIC Health Insurance

Also, Check: Group Health Insurance options in Dubai

Emirates Insurance Company

This insurance company is an authorized insurance provider in Abu Dhabi for medical insurance. This insurance company follows the norms of the Health Insurance law in Abu Dhabi, and is also licensed to participate in the health program in Dubai. This program comes with two plans that is basic and enhanced. You can improve your plans according to your need and requirement and should be applicable under Health insurance law of Abu Dhabi. The medical insurance policy is divided into following plans:

  • Basic plan, which is aimed to provide help to blue collar workers.
  • Standard plan, which is basically for families
  • Enhanced plan, which is according to your need and requirement.
  • VIP plan, which also includes international cover.

To know more about this insurance policy, visit EMINSCO Health Insurance

Ras Al Khaimah National Insurance Company

This insurance provider provides insurance plans according to the user’s requirement. RAK insurance uses third party assistance that allows individuals as well as organizations to have an access for 24 hours throughout the week, and receive the best feedbacks for their queries. With RAK insurance you can avail a direct billing option through a wide range of RAK’s network. With direct billing, it becomes convenient for the customers during any emergency situation or during any reimbursement of any of your medical bills, depending upon your geographical area.

This insurance can be availed by any person who has a salary of upto AED 20000 per month.

To avail this insurance, you can visit RAK Medical Insurance

Dubai Islamic Insurance & Reinsurance Co.

This insurance is also known as AMAN insurance. This company was established in the year of 2002, and is also a national shareholders company. AMAN has been a active player in providing medical plans with nominal costs and wide coverage. This insurance also covers the most modern elements of insurance. The coverage of this insurance includes:

  • Medical centres and clinics
  • Admission to best hospitals.
  • Fast claim settlements.
  • Clearly set out principles

To know more about this insurance, you can visit Dubai Islamic Insurance & Reinsurance Co. Healthcare

Oman Insurance Company

Oman insurance company is one of the top insurance companies. When it comes to providing health, Oman Insurance Company follows all the norms of Dubai Health authority. This insurance also includes domestic help, drivers, dependents of sponsors. This insurance also provides health insurance for companies with less than 100 individuals. Following are the benefits of this insurance:

  • This insurance is very easy to apply.
  • You can also avail direct billing for outpatients and inpatients.
  • This insurance also covers all chronic and pre existing diseases.
  • This insurance covers all states in Emirates, except for Abu Dhabi where only emergency cases can be covered.

To know more about this insurance, you can visit Oman Health Insurance

Above mentioned medical insurance policies, are the top policies available for the individuals with various benefits. Make the best choice and be safe.
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Manasa Netrakanti
Manasa Netrakanti is an avid traveler and writer. Throughout her life, she has travelled to various states across the country and has also been acquainted with various languages and culture. She loves to read various books on Mythology fiction and autobiographies. Manasa wishes to become an author someday, who can inspire the world with her writing.